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EN
The aim of the article is to analyze the opportunities and risks for Poland related to the banking union. Opting in would allow Poland to strengthen integration with the European Union. Its participation in the SSM as a host country could translate into enhancing the positive image of the Polish banking market for foreign investors. Considered as a response to the global financial crisis and a mechanism to tighten the integration of the euro area, the banking union is still an incomplete project that does not include all EU Member States. Its third pillar, i.e. the Single Deposit Guarantee Scheme (SDGS), is yet to start operating. Therefore, in the case of Poland, the so-called close cooperation should be preceded bya balance of benefits and costs.
EN
This paper focuses on the important topic of collective actions, namely the participation of class members in the collective proceedings. The article essentially asks whether class members should express their consent to take part in the collective action, whether such consent shall be explicit and when should it be given. In the first part, the article analyses the different aspects of class members’ status, setting out the different options and elaborating on their advantages and disadvantages. The paper focuses primarily on the methods of opt-in and opt-out. This is followed by an analysis of EU law, the law of selected European jurisdictions and also Model European Rules on Civil Procedure. In the following chapter, the article describes the development of this issue in the Czech legislation, focusing on the current proposal for the collective proceedings act. The last chapter contains the final recommendation as to what the author believes the optimal method should look like. The author suggests there should be a differentiated approach to injunctive and redress measures since each of these measures requires different optimal solution.
FR
La législation de l’UE fixe certaines exigences en ce qui concerne le traitement des données à des fins de commercialisation directe. Ces exigences figurent notamment dans le règlement 2016/679 et la directive 2002/58/CE. L’utilisation des moyens de communications électroniques à des fins de commercialisation directe a une influence tant sur les droits des entrepreneurs que sur ceux de leurs clients; il est donc essentiel d’interpréter correctement le droit communautaire en la matière, de le transposer correctement en droit national et de le faire appliquer correctement dans les États membres. Le présent article analyse la conformité du droit polonaise avec le droit communautaire en ce qui concerne l’utilisation de moyens de communication électroniques pour la commercialisation directe de produits ou de services similaires à des produits ou services précédemment vendus ou fournis par la même entité. Il y a beaucoup de doutes à cet égard. L’évaluation correcte de la législation polonaise à travers l’interprétation des règles pro-UE est cruciale car la législation polonaise prévoit des sanctions sévères en cas de violation des dispositions concernant l’utilisation des moyens de communication électroniques à des fins de la commercialisation directe.
EN
EU law sets out some requirements in respect of data processing for direct marketing purposes. These requirements are included in particular in Regulation 2016/6791 and Directive 2002/58/EC2. The use of electronic communications means for direct marketing purposes has an impact on both the entrepreneurs and their clients’ rights, therefore, accurate interpretation of EU law in this respect and an appropriate implementation of EU law into national law in Member States as well as its appropriate application in practice, are essential. This article provides an analysis of the conformity of Polish law with EU law in respect of the use of electronic means of communication for the direct marketing of products or services similar to products or services previously sold or provided by the same entity. There are a lot of doubts in this regard. The correct evaluation of Polish law with the use of pro-EU rules interpretation is crucial, because Polish law provides severe sanctions for the infringement of provisions concerning the use of electronic means of communications for direct marketing purposes.
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