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1
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Islamskie karty kredytowe

100%
Ołowska J.
Zeszyty Studenckie Wydziału Ekonomicznego „Nasze Studia”
|
2011
|
issue 5
19-28
PL
Artykuł porusza problematykę nowego produktu islamskich banków i instytucji finansowych, jakim są islamskie karty kredytowe. Autorka opisuje zasady, na jakich one funkcjonują, m. in. zakaz riby, pięć typów umów na jakich bazują, restrykcje transakcyjne czy też wymóg depozytu zabezpieczającego. Porównuje je również z konwencjonalnymi kartami kredytowymi. W drugiej części pracy przedstawia sześć przykładowych kart islamskich – po dwie z Malezji, krajów Zatoki Arabskiej oraz z Ameryki Północnej.
EN
The article concerns the topic of Islamic credit cards which are a new product in the portfolio of Islamic banks and financial institutions. The author describes the principles defining the product, including the prohibition of riba, five types of contracts, restrictions in transactions as well as the obligation of margin deposit. The analysis is done in comparison with conventional credit cards. The second part of the article presents examples of Islamic credit cards from Malaysia, North America and two countries of the Arabic Gulf.
2
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Pojęcie lichwy w ekonomii islamskiej

100%
Bukowski A.
Annales. Etyka w Życiu Gospodarczym
|
2014
|
vol. 17
|
issue 3
43-52
EN
The concept of Islamic economics as a coherent economic and financial system basically does not exist. Some authors take it, however, for simplicity, under-standing by this description any entities and legal regulations, mainly in the financial markets, driven – either declaratively or in fact – on the principles derived from religious precepts of Islam. The emphasis is put on so-called inter-est-free banking, which involves the concept of usury (riba). By referring to the essence of Islamic economics, the author shows the dif-ferences and similarities between "interest-free" Islamic banking and conven-tional banking (Western-style). It turns out that the differences are almost exclu-sively at the level of declarations and similarities that arise from attempts to circumvent religious regulations, as in the riba, are much more numerous than it might seem. They result from the need to fuse Islamic finances with global fi-nancial markets, which at least at the point of contact eliminates the capability of maintaining the autonomy of the local banking system. In addition, interest-free Islamic banking development meets an obstacle in the shape of the market pres-ence of conventional banks, which are its natural ideological competition. Thus, although the Islamic Development Bank estimates the size of the market of the Islamic system of financial services in 2015 at between 2 to 8 trillion dollars, one seems to be entitled to conclude that, in practice, between Islamic economics and capitalist economies of the West, at least in terms of banking services, the dif-ferences are purely semantic, and both Western and Islamic deposit, credit and investment products are in fact identical.
3

Bankowość islamska a bankowość konwencjonalna

81%
Agata O. B.
Ekonomika i Organizacja Przedsiębiorstwa
|
2015
|
issue 2 (780)
15-30
PL
Niniejszy artykuł prezentuję istotę, historię i główne założenia bankowości islamskiej. Przedstawia instrumenty finansowe oferowane przez islamskie banki oraz zasadnicze różnice pomiędzy bankowością islamską a bankowością konwencjonalną.
EN
This article presents the most important theoretical foundations of Islamic banking and its relation to conventional banking. This paper shows also the comparison of the performance of Islamic and conventional banks and points out several problems that may influence further development of Islamic banking .
4
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Transforming Borders Functions in the Lithuanian-Polish-Belarusian Borderland

72%
Nikiforova B.
Limes. Cultural Regionalistics
|
2010
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vol. 3
|
issue 2
124-132
EN
This article is an attempt to give an answer to the question: what are the consequences of the weakening factor of territorial belonging and how it in fact realizes in the Lithuanian-Polish-Belarusian borderland? In such a small territory as Lithuanian-Polish-Belarusian borderland it is possible to investigate two opposite, reciprocal processes: disappearances (the Lithuanian-Polish borderland) and strengthening of borders (the Lithuanian-Belarusian and Polish-Belarusian borderland). Borders as markers of division have different functions. Using a "boundary narrative" we will analyse such functions as "border-door", "borderwall", and "barrier". A method of a free narration about a life on border will allow to create the generalized image of the inhabitant of a border zone, its way of life and to reveal its peculiar features. These peculiar features we will analyse in the case of Lithuanian-Polish-Belarusian borderland.
LT
Straipsnyje bandoma atsakyti į klausimą - kokios yra teritorinės priklausomybės veiksnio silpnėjimo pasekmės ir kaip jis iš tikrųjų formuoja lietuvių, lenkų ir baltarusių paribį? Tokioje mažoje teritorijoje, kaip lietuvių, lenkų ir baltarusių paribys, galima ištirti du priešingus abipusius procesus: sienų nunykimą (lietuvių, lenkų ir baltarusių paribys) ir jų tvirtėjimą (lietuvių ir baltarusių bei lenkų ir baltarusių paribys). Sienos, kaip padalijimų žyminiai, atlieka skirtingas funkcijas. Vartojant ribos naratyvą, analizuojamos tokias funkcijas, kaip riba-durys, riba-siena ir barjeras. Laisvos naracijos apie gyvenimą pasienyje metodas leis sukurti apibendrintą gyvenimo būdo pasienyje vaizdą ir atskleisti savitus jo bruožus. Juos analizuosime lietuvių, lenkų ir baltarusių paribio atžvilgiu.
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