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Gender analysis of access to formal credit by small-scale farmers in Greater Letaba Municipality, South Africa

100%
Mahasha P. P., Hlongwane J. J., Gidi L. S.
Journal of Agribusiness and Rural Development
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2022
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vol. 63
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issue 1
5-13
EN
This study investigated the gender analysis of access to formal credit by both male and female small-scale farmers in the Greater Letaba Municipality. The study precisely identified and described the socio-economic characteristics of female and male small-scale farmers, analysed and compared factors influencing access to formal credit by both female and male small-scale farmers and determined the perceptions of female small-scale farmers towards the credit system. In collecting the primary data, structured questionnaires were administered on 140 respondents (70 females and 70 males) using stratified random technique. The study employed descriptive statistics, principal component analysis and probit model to analyse collected data. The probit regression model discovered that farm size, land ownership, gender, age, collateral and extension services had a significant positive influence on small-scale farmers` formal credit access. Based on the study findings, a set of recommendations for achieving equitable formal credit access by female and male small-scale farmers was put forward.
2
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Contribution of small-scale farming and local food supply to sustainable production and food security in Nigeria – A review

88%
Olugbire O. O., Olorunfemi S., Titilope O.
Journal of Agribusiness and Rural Development
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2021
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vol. 59
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issue 1
91-99
EN
Prior to the year 1970, agriculture was the main source of livelihood and backbone of the Nigerian economy until the discovery of oil drastically decelerated its potential to sustainably maintain food security and generate significant export earnings. Despite its sudden fall in productivity, agriculture still remains the main sector providing the highest employment (70% of the population) for the populace. To tackle these problems, many policies were formulated (from 1960 to 2015) to resuscitate the sector but to no availdue to failure in tailoring suitable policies to engage small-scale farmers and address other socio-economic problems. This paper constitutes an in-depth review of agricultural production and food security in Nigeria with relative importance attributed to local food supply and small-scale farmers. The article analyzes several documents of the Nigerian Government and international organizations, such as the Food and Agricultural Organization, the National Bureau of Statistics (NBS), Department of Agriculture and Rural Development and a number of peer-reviewed journals across various disciplines to provide a balanced inter[1]disciplinary review. The paper concludes that food insecurity is at its peak in Nigeria and urgent attention is required in the agricultural sector to compensate for the unstable food balance in the country. There is a need for the Government to take strong measures against the food deficit situation and to support the development of the primary agriculture sector. The paper pro[1]poses viable policies that could involve smallholders, aid transformation and positively restructure the agricultural sector.
3
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Analysing the effects of access to tractor service on technical efficiency of small-scale maize farmers in Mpumalanga province

75%
Sechube M. P., Belete A., Hlongwane J. J.
Journal of Agribusiness and Rural Development
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2020
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vol. 57
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issue 3
317-326
EN
The Purpose of the study was to analyse the effects of access to tractor service on technical efficiency among small-scale maize farmers following the implementation of Masibuyele Emasimini programme in Mpumalanga Province. Data collection was carried out in the districts of Mpumalanga province and these are: Ehlanzeni, Nkangala and Gert Sibande. Purposive sampling technique was used in identifying the three districts. A total of 101 small-scale maize farmers were purposively selected from the districts and used for the study. The study concluded that small-scale maize farmers do have access to tractor service rendered by the Masibuyele Emasimini programme, with 73% of farmers in Ehlanzeni and 60% in both Nkangala and Gert Sibande district that have access to the service, compared to 27% and 40% without access. Results indicate that there are socio-economic factors influencing small-scale maize farmers’ access to tractor service, for example, irrigation, inter alia. The Cobb-Douglas model found access to tractor service to be negative and insignificant in both Ehlanzeni and Nkangala district. The variable was however positive (although insignificant) in Gert Sibande. The study recommends that modern irrigation systems (preferably, sprinkler) should be provided as part of the programmes’ input list to contribute towards efficient maize production.
4
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Determinants of the neglected and underutilized species’ cultivation by small-scale farmers in Nigerian Guinea Savannah

63%
Jubril O. A., Hussain K. I., Kemi F. O., Sidikat A.-A.
Journal of Agribusiness and Rural Development
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2016
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issue 4(42)
493–499
EN
There is an increasing consensus that diversifying into the cultivation of ‘Neglected and Underutilized Species’ (NUS), in addition to growing conventional crops, off ers a plethora of livelihood-enhancing benefi ts to small-scale agricultural households. Therefore this study examined the factors that infl uence small-scale farmers’ diversifi cation into the cultivation of the cashew nut plant (Anarcadium occidentale, Moringa oleifera and Jatropha curcas) in the guinea savannah region of Nigeria. We employed farm household-level survey data of the phenomenon in Kwara State. The data were analyzed using the Simson Index of Diversity (SID) and Tobit censored regression. Findings indicate that respondents diversifi ed most into the cultivation of cashews (70.9%), followed by moringa (38.4%), and jatropha (11.3%). The extent of diversifi cation was positively infl uenced by the farm size (p < 0.01), household head’s education level (p < 0.01), membership in a cooperative (p < 0.01), and farm income (p < 0.1). It was negatively infl uenced by the land tenure system practiced (p < 0.05). Findings imply, inter alia, that small-scale farmers may avoid diversifi cation into these crops if they have a limited access to cultivated land. This study therefore advocates ensuring equitable access to farmland through a structural and legislative land tenure reform policy.
PL
Coraz powszechniej uznaje się, że poszerzanie konwencjonalnych upraw o gatunki marginalne i niedoceniane (Neglected and Underutilized Species, NUS) zapewnia małym gospodarstwom rolnym wiele korzyści, uzupełniając źródła utrzymania. W niniejszym artykule przeanalizowano czynniki, które wpływają na poszerzanie upraw przez właścicieli małych gospodarstw rolnych o nanercz zachodni (Anarcadium occidentale), moringę olejodajną (Moringa oleifera) oraz jatrofę przeczyszczającą (Jatropha curcas) w regionie Nigerian Guinea Savannah. Na potrzeby badania wykorzystano dane z ankiety przeprowadzonej w gospodarstwach rolnych stanu Kwara. Dane poddano analizie za pomocą wskaźnika różnorodności Simpsona (Simpson Index of Diversity, SID) oraz modelu tobitowego regresji cenzurowanej. Wyniki wskazują, że respondenci najczęściej poszerzali uprawy o nanercz (70,9%), a dopiero w dalszej kolejności o moringę (38,4%) i jatrofę (11,3%). Na stopień różnorodności upraw pozytywnie wpływały: wielkość gospodarstwa (p < 0,01), wykształcenie głowy rodziny (p < 0,01), członkostwo w spółdzielni (p < 0,01) oraz dochód gospodarstwa (p < 0,1), natomiast negatywny wpływ miał typ własności ziemi (p < 0,05). Wyniki wskazują, że właściciele małych gospodarstw rolnych mogą unikać poszerzania upraw o wymienione gatunki, jeśli mają ograniczony dostęp do uprawianej ziemi. Autorzy opowiadają się za zapewnieniem sprawiedliwego dostępu do ziemi przez przeprowadzenie prawnych oraz strukturalnych reform zasad najmu ziemi na omawianym obszarze.
5
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Identifying factors that influence small-scale farmers’ access to credit from commercial banks in Greater Taung Municipality, North West Province, South Africa

51%
Luvhengo U., Lekunze J. N.
Journal of Agribusiness and Rural Development
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2017
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vol. 45
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issue 3
601-611
PL
Celem artykułu jest zidentyfikowanie czynników wpływających na dostęp właścicieli małych gospodarstw rolnych z gminy Greater Taung do kredytu udzielanego przez banki komercyjne. Znajomość warunków udzielania kredytu na zasadach formalnych powinna przyczynić się do zwiększenia produktywności, poprawy bezpieczeństwa żywnościowego, a ponadto przełoży się na wzrost PKB. Dane zostały zebrane za pomocą ustrukturyzowanego kwestionariusza. Przy zastosowaniu prostej metody wyboru losowego z grupy 280 rolników wytypowano 110 respondentów. Do analizy danych użyto oprogramowania SPSS i metod regresji logistycznej. Na podstawie wyników ustalono, że wraz ze wzrostem potrzeb kredytowych o jedną jednostkę dostępność kredytu udzielanego na zasadach formalnych wzrasta ponad czterokrotnie, przy czym analogiczna zależność dotyczy własności gruntów. Ponadto wzrostowi o jedną jednostkę zmiennych określających percepcję ryzyka, odległości pomiędzy kredytodawcą a kredytobiorcą, obawom o spłatę kredytu i dostępowi do usług upowszechniania wiedzy towarzyszy stopniowe obniżanie szans na wystąpienie faktycznej potrzeby dostępu do kredytu. Uznano, że w obszarze poddanym badaniu wszystkie czynniki z wyjątkiem własności gruntów znacznie przyczyniają się do poprawy dostępu do kredytu. Placówki instytucji kredytowych powinny zatem być lokalizowane bliżej gospodarstw rolnych, a ich prowadzeniem powinni zajmować się urzędnicy, którzy rozumieją wyzwania stojące przed tutejszymi rolnikami. Pozwoli to uprościć procedury kredytowe i poprawić sposób postrzegania kredytu.
EN
The purpose of this study was to identify factors that influence access to formal bank credit by small-scale farmers in the Greater Taung Municipality area. Understanding factors that determine access to formal credit should help improve productivity, food security and contribute to GDP (Gross Domestic Production). A structured questionnaire was used to sample 110 farmers from a total of 280 using a simple random approach. SPSS and Logistic regression were employed to analyse data. The findings revealed that, as the odds of credit need increases by one unit, access to formal credit increases more than 4 times and a similar explanation pertains to land ownership. Also, the perception towards risks, distance between lender and borrower, loan repayment and access to extension advice increase by 1 unit while there were progressive decreases in the odds for the actual need to access credit. All factors except land ownership was found to contribute significantly to access to credit in the study area. There is a need to establish loans offices closer to farms and operated by officers who understand farmers’ challenges within the area in order to simplify lending procedures and improve their perception towards formal credit.
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