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The Methods Used in Economic Tendency Research

100%
Białowąs S.
Prace i Materiały Instytutu Rozwoju Gospodarczego SGH
|
2011
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vol. 86:Business Surveys, Business Cycles. Polish Contribution to the 30th CIRET Conference
121-131
EN
In 2008 the Department of Marketing Research of the Poznan University of Economics conducted a survey among the most important centres dealing with economic tendency surveys. Thematically the survey consisted of two blocks. First of them concerned the popularity of particular methods, ways of obtaining results (including self-conducted surveys and externally commissioned surveys), experience (years) in application of those methods, their most important advantages and areas of practical use. Second block consisted in the evaluation of predictive validity obtained by means of particular methods and the cost assessment of their use. The survey also dealt with a way of solving methodological problems, related to the use of particular methods, employed by the research centres i.e. popularity of ways of elimination of seasonality and trends from time series and effectiveness assessment of those filters. Whilst it is true that research community of economic trends cyclically, in connection with biennial CIRET conferences, exchanges information on the use of methods, the fact remains that this is the first survey which is a more formal attempt to sum up the applied research toolbox.
2
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The Reverse Mortgage – Consumer Attitudes

63%
Olejnik I., Białowąs S., Dybał M.
Economic and Environmental Studies
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2017
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vol. 17
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issue 41
25-34
EN
The main goal of this article is to describe the attitudes towards the reverse mortgage (RM) as one of the options for acquiring additional financial resources by those who have finished their professional activity and retired. The article reports the results of our own quantitative research. The study uses data obtained from representative quantitative research conducted in 443 households in the Wielkopolska region in 2015. The research used the interviewer-led paper-and-pen interview method. The tool was a standardized interview questionnaire with a random research sample. The results of the research show that the representatives of households present a very low level of awareness and knowledge of the reverse mortgage and therefore they do not accept this way of securing one's old age. The most important factors which could encourage consumers to use the RM include the need for additional funds to cover the costs related to unexpected health problems, the lack of funds for basic supplies or no relatives to receive one's property as a bequest.
PL
Głównym celem artykułu jest identyfikacja postaw konsumentów wobec odwróconego kredytu hipotecznego jako jednej z możliwości uzyskania dodatkowych środków finansowych po zakończonej aktywności zawodowej i przejściu na emeryturę. W artykule wykorzystano wyniki własnych badań ilościowych przeprowadzonych metodą wywiadów bezpośrednich PAPI. Reprezentatywne badania przeprowadzone zostały wśród 443 gospodarstw domowych w Wielkopolsce w 2015 roku. Narzędziem wykorzystanym w badaniach był standaryzowany kwestionariusz wywiadu, zaś dobór do próby miał charakter kwotowy. Wyniki badań wskazują, że przedstawiciele gospodarstw domowych cechują się bardzo niskim poziomem świadomości i wiedzy o odwróconym kredycie hipotecznym (OKH), a tym samym brakiem akceptacji tego rozwiązania jako ewentualnego sposobu zabezpieczenia własnej starości. Najważniejszymi czynnikami, które mógłby skłonić do skorzystania z OKH są potrzeba posiadania dodatkowych pieniędzy, które można byłoby przeznaczyć na pokrycie kosztów związanych z niespodziewanymi problemami zdrowotnymi, brak pieniędzy na artykuły pierwszej potrzeby oraz brak krewnych, którym można byłoby pozostawić nieruchomość w spadku.
3
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Pension literacy and consumers’ decisions in the context of pension system reforms

63%
Olejnik I., Białowąs S.
Problemy Polityki Społecznej. Studia i Dyskusje
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2015
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issue 29(2)
13-33
EN
The research problem of this article is the evaluation of the correlation between the level of knowledge about pensions and the perception of the changes introduced by the government in the pension system, as well as the correlation between the knowledge and decisions made by consumers in connection with these changes. The study uses a triangulation of research methods. The used primary data were obtained from our qualitative and representative quantitative studies. The research was a part of National Science Centre’s research project (no. UMO-2012/05/B/HS4/04183). The level of knowledge, both objective and subjective about the pension system is low. The research positively verifies the hypothesis of the relationship between knowledge on the evaluation of the changes in the pension system and the decisions concerning additional saving. It must be highlighted that evaluations and decisions are associated with the self-assessment of one’s knowledge much more than by the actual level of one’s knowledge. The considerable challenge for the government and the institutions linked to the pension system is to build financial pension awareness and encourage saving.
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