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EN
Trust is the determinant of the present, it becomes the dominant component of many management concepts. It is hard to imagine the current economic realities without individuals tendency to trust the entities dealing with their financial affairs. Is associated with a particular propensity to take risks; risk, which is justified by the desire for economic purposes. Abuse by a manager of the authority conferred on him or negligence has implications in the sphere of a trustee and is undoubtedly a pathological phenomenon that requires legal intervention. Criminal Law intervention characterized by ultima ratio is undoubtedly the most effective way to fight pathologies that affect negatively the economic trade. The main objective of economic criminal law should be the elimination of pathological behavior, and not development of reality or economic relations. Adjusting Art. 296 K.K. is part of the fight against a major threat, which is a breach of trust in the management relationship. This provision raises many questions, among which the basic is the question of defining the subject of the protection of Art. 296 K.K. In order to solve this problem, one must ask what the primary objective and ratio legis of discussed regulations is. We can see on the basis of the analysis that errors in this area can cause the state of things in which Art. 296 K.K. instead of providing protection affects economic trade or even inhibits it.
EN
The subject of the article is the analysis of criminal laws criminalizing insurance intermediation in Poland. This is an issue that falls under the dogmatic considerations of criminal economic law in the aspect of protecting the statics of economic turnover, i.e. its basic structures and institutions. The evolution of the criminalization of this sector of the insurance market, the genesis of current criminal law regulations as well as critical remarks to the latest penal provisions of the Insurance Distribution Act will be presented. The analyzes will be the basis for presenting de lege lata’s comments and the de lege ferenda proposal.
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