Mobbing as a pathological social phenomenon destroys the values that professional work offers people and violates their dignity. Therefore, the experience of mobbing in the workplace can with out doubt be classified as a critical life event. Analysis of the mobbing situation in terms of a critical life event helps to conclude that it carries the risk of regression, destabilization in personal and professional life, and halts development if a person does not cope with the effects and consequences of the situation. That is why anti-mobbing prevention in the workplace is so important. Unfortunately, the provision of article 94 §1 of the Labor Code, regulating the employer’s obligations in the field of mobbing in the work environment, is relatively general and is limited to indicating that the employer is obliged to prevent mobbing. There is no need to look for a provision in the labor code that would specify exactly what the employer’s actions should be understood under the obligation defined in this way. The article presents the results that are part of a broader study on anti-mobbing prevention in the workplace. The narratives of the respondents were analyzed through the prism of the actual actions taken by employers in the context of anti-mobbing prevention. The research areas concerned: application of internal anti-mobbing policy, implementation of preventive training on mobbing and combating negative effects and other psychosocial risks in the workplace, and employers’ other anti-mobbing policies.
The European Union has been working for years to establish uniform rules for the operation of insurance guarantee funds in the Member States. They are the equivalents of the Polish Insurance Guarantee Fund. The rules should increase the protection of consumers, i.e. policyholders and the injured. However, it has not been decided yet who will actually be protected by the new regulation, namely whether these will be all the insured or only those who have concluded a compulsory insurance contract. Will all Europeans be protected in the same way or only residents of individual Member States? What is more, the ultimate cost of the systemic changes to be introduced into the Polish market is also unknown. If the system applied to numerous business lines and covered natural persons as well as small and medium-sized enterprises, insurance would certainly become very expensive, leaving many Poles without protection. This article aims to familiarize readers with the current state of legislative works as well as the directions for the development of systemic changes.
PL
Unia Europejska od lat pracuje nad opracowaniem jednolitych zasad działania ubezpieczeniowych funduszy gwarancyjnych w państwach członkowskich. To odpowiedniki polskiego Ubezpieczeniowego Funduszu Gwarancyjnego. Powinno to zwiększyć bezpieczeństwo klientów, czyli ubezpieczonych i poszkodowanych. Nie przesądzono jednak, kogo naprawdę będzie chronić nowa regulacja. Czy wszystkich ubezpieczonych, czy tylko tych, którzy zawrą umowę ubezpieczenia obowiązkowego? Czy tak samo będą chronieni wszyscy Europejczycy, czy tylko mieszkańcy danego kraju członkowskiego? Nie wiadomo też, ile ostatecznie zmiany systemowe będą kosztować polski rynek ubezpieczeń. Jeśli system funkcjonowałby dla wielu linii biznesowych, a uprawnionymi byłyby nie tylko osoby fizyczne, lecz także np. małe i średnie przedsiębiorstwa, to z pewnością ubezpieczenia stałyby się bardzo drogie, a wielu Polaków zostałoby bez ochrony. Niniejszy artykuł ma na celu przybliżenie czytelnikowi, jaki jest aktualny stan i etap prac legislacyjnych oraz jakie są kierunki rozwoju zmian systemowych.
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