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Partial pensions as a form of flexible retirement in the EU countries

100%
Bielawska K.
Nauki o Finansach
|
2017
|
issue 2(31)
9-18
EN
Demographic ageing will affect the EU economy, public finances and adequacy and sustainability of pension systems. A key response to the challenge of ageing population is the extension of working lives. This paper seeks an answer for the question if the partial pension may be an efficient solution to make people work longer. Comparative analysis of the partial retirement in selected EU countries gives no unquestionable conclusions in this question, especially in terms of hours worked. The results highly depend on the construction of the partial pensions and the changes on the labour market. Taking into account both the further pension reforms to make people work longer and simultaneously the pressure on the pension replacement rates, the idea of the partial pension seems to be attractive and worth further research
2
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Economic activity of Polish pensioners in the light of quantitative research

100%
Bielawska K.
Equilibrium. Quarterly Journal of Economics and Economic Policy
|
2019
|
vol. 14
|
issue 1
149-165
EN
Research background: Despite the economic development, accompanied by various structural reforms (including pension reform of 1999), the effective retirement age in Poland is relatively low. Participants of the social insurance scheme tend to apply for the old-age pension as soon as possible (when they reach the statutory retirement age). Purpose of the article: The main aim of the paper is to evaluate the determinants of the economic activity of seniors in Poland taking the old-age pension form Social Insurance Institution (ZUS) as a regular or occasional work, in comparison to those who are not performing any paid activity. Methods: We use the data from the survey carried out in 2018 on the representative sample of Polish seniors aged 65+ for whose households the old-age pension from ZUS (1336 pensioners who retired between 1980?s up to 2018) is the main source of income. Multinominal logistic regression was performed to study how gender, retirement timing, education level and period of retirement as well as reasons for retirement influenced the likelihood to continue regular or occasional work. Findings & Value added: Multinominal logistic regression for women confirms that higher education increases chances for continuing regular work on the retirement comparing to those having secondary education. Retirement due to the reaching the pensionable age made women more likely to continue work on regular basis, while those who retired due to the bankruptcy of the employer were less likely to be employed during retirement. Retirement due to the preservation of pension privileges increased chances to continue work on the occasional basis among women and men. For men who reported employment - related factors as retirement drivers, the chances of performing occasional work were high and of highly statistical significant. This research delivers knowledge on drivers of regular or occasional paid activity combined with receiving old-age pension from social insurance system in Poland.
3
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Ewolucja reguł fiskalnych zawartych w korekcyjnej części Paktu Stabilności i Wzrostu

100%
Bielawska K.
Zarządzanie i Finanse
|
2012
|
vol. 4
|
issue 1
37-51
EN
Fiscal crisis in the EU revealed the ineffectiveness of the methods of coordination and supervision of fiscal policies conducted by the member states. The last revision of the Stability and Growth Pact in 2011, including its corrective arm, introduced many corrections to the application of fiscal rules. The adjustment of the fiscal rules promotes their greater flexibility, takes into account the medium-term objective (MTO) of fiscal policy pursued by member states and increases the probability of use of sanctions for non-compliance. The strength of fiscal rules changes however, will depend on the automatically imposed sanctions and on proper implementation of the rules into the national regulations.
4
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Klasyfikacja kapitałowych systemów emerytalnyc hw świetle dokumentów UE i jej znaczenie dla polskiego systemu emerytalnego

100%
Bielawska K.
Zarządzanie i Finanse
|
2013
|
vol. 2
|
issue 5
29-37
PL
Klasyfikacja systemów emerytalnych stosowana przez Eurostat na podstawie decyzji z 2 marca 2004 roku nie uwzględnia ewolucji powszechnych systemów emerytalnych. Dotyczy to zwłaszcza zreformowanych systemów emerytalnych w krajach Europy Środkowej i Wschodniej, w tym Polski. Decyzja o klasyfikowania otwartych funduszy emerytalnych poza sektorem instytucji rządowych i samorządowych nie uwzględnia wszystkich istotnych elementów charakteryzujących działanie funduszy, a przede wszystkim istniejącej gwarancji wypłaty minimalnego świadczenia, która dotyczy emerytury z obu filarów obowiązkowego systemu emerytalnego w Polsce. Zmian wymaga również sposób podejścia do ujmowania w europejskim systemie rachunków narodowych i regionalnych zobowiązań emerytalnych w publicznych systemach emerytalnych o zdefiniowanej składce finansowanych metodą repartycji.
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