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Ekologizacja współczesnych instytucji kredytowych

100%
Zabawa J.
Studia Ekonomiczne
|
2013
|
vol. 173
154-164
EN
Ecologization of credit institutions is discussed, as a recent and growing trend on the modern market of financial services. This reorientation towards ecology may be a major factor in securing long-term competitive advantage of financing institutions. This paper presents determinants of this eco-shift observed in banks, as well as premises for the ecologization process. Hierarchy of activities is discussed, as undertaken by financing institutions in respect to preservation and protection of natural environment. Special emphasis is put on activities in the area of internal waste management. Actual activities undertaken in the area of eco-management are analyzed, on the example of three banking institutions: Bank Ochrony Środowiska S.A., Deutsche Bank PBC S.A., and Bank BPH S.A.
2

Pośrednictwo kredytowe w badaniach statystycznych

84%
Ancyparowicz G.
Wiadomości Statystyczne. The Polish Statistician
|
2009
|
issue nr 11
35-53
XX
Pośrednictwo kredytowe nie ma długiej historii w Polsce, ale na podstawie sprawozdań statystycznych, można zauważyć, że działania w tym obszarze rozwijają się bardzo intensywnie. Dobrobyt i wysoki popyt na produkty finansowe w latach 2007 i 2008 wpłynęły na pozytywne wyniki badanych firm. Przedstawiono podstawowe dane dotyczące sektora bankowego oraz obraz pośrednictwa kredytowego w Polsce w dobie kryzysu finansowego.
EN
The credit intermediation has no long history in Poland, but in the scope of statistical reports there is evident, that activity in this area develops very intensively. The prosperity and high demand on financial products in the years 2007 and 2008 affected positive the results of investigated companies. This year will be more difficult, especially for companies which begin their activity or intend to expand their activity. Some banks, fearing for quality of their assets portfolio, are not interested now to gain new cooperation partners, especially with credit brokers. Other banks announce the growth of sale by own external distribution network. In these circumstances the polarization of credit intermediation market will deepen. The process will concern, not only the strictly specialized and financially strongest companies, but first of all the most universal companies, with a wide offer of financial services. These companies can achieve the opportunity to develop.(original abstract)
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