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The increasing number of the oldest people increases the number of people who need Long-Term Care. Since the ability to provide such benefits by the household is smaller than in the past, and an increasing share of the elderly leads single households, health care and social assistance increasingly have to participate in the organization of proper care for these dependents. Currently, public funds spent for these benefits are false allocated and do not fulfill their assignments. The Long-Time Care Insurance should provide adequate coverage and service quality. The premiums for the insurance should be paid by everyone who receives incomes. Benefits may be awarded in the form of care for people in their homes or in institutions or in the form of allowances, from which the dependent can finance the help provided by the families and informal groups.
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