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Mohammed Yunus, the Professor of Economics of Bangladesh realised that in the extremely poor Bangladesh people do not start their own enterprise because they do not have even a minimum of capital. He started to experiment, and when he saw that people were ready to meet his conditions and worked diligently, he looked for partners and found a state-owned bank. By now the Grameen Bank has developed a national network to implement the methods of Yunus. The model of the bank of the poor has been adapted by many countries; it has struck roots not only in the poor developing countries but also in places regarded rich like the United States.
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