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Social lending - a New Product on the Polish Financial Market

100%
Prusak B.
Pieniądze i Więź
|
2008
|
vol. 11
|
issue 3(40)
65-76
EN
n the article the concept of social lending was presented. The author focused on legal and tax aspects of this product in Poland. Moreover the comparative analysis of Polish social lending services were shown.
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Rola social lendingu w inkluzji finansowej

80%
Solarz M.
Nauki o Finansach
|
2011
|
issue 6
179-192
EN
Financial exclusion affects some social groups and constitutes one of the contemporary challenges. Activities aimed at preventing and solving this major social and economic problem are referred to as financial inclusion. Changes in the financial market resulted in the appearance of social lending in Poland three years ago. It represents a modern form of entering into loan agreements between those who are in need of financial resources and investors taking advantage of the Internet facilities, without the involvement of banks. The analysis performed indicates that social lending helps, to some extent, limit the occurrence of financial exclusion, but at the same time this tool is far from perfect.
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