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  1. 2 Wei W.

  2. 2 Yinghua Z.

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CHINA PENSION SYSTEM: THREE SUB-SYSTEMS AND THEIR STATUS

100%
Wei W., Yinghua Z.
Polityka Społeczna
|
2016
|
vol. 43
|
issue 1 (12) OLD-AGE PENSION SYSTEMS OUTSIDE EUROPE
38–42
EN
China pension system includes three subsystems: the Urban Employees’ Basic Pension System covering employees and the self-employed, Urban and Rural Residents Basic Pension System covering the residents who are underemployed, the Government Organs and Public Institutions Pension System covering the employees in public sectors. The overall coverage is more than 900 million people. The three sub-systems differ in terms of insurance qualification, payment rate and benefit levels. At present, the main problems of the Chinese pension system lies in empty operation for individual accounts and inadequate development of enterprise annuity and individual deposit life insurance.
2
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CHIŃSKI SYSTEM EMERYTALNY: TRZY PODSYSTEMY I ICH STATUS

63%
Wei W., Yinghua Z.
Polityka Społeczna
|
2016
|
vol. 43
|
issue 11-12(512-513)
40–43
EN
China pension system includes three subsystems: the Urban Employees’ Basic Pension System covering employees and the self-employed, Urban and Rural Residents Basic Pension System covering the residents who are underemployed, the Government Organs and Public Institutions Pension System covering the employees in public sectors. The overall coverage is more than 900 million people. The three sub-systems differ in terms of insurance qualification, payment rate and benefit levels. At present, the main problems of the Chinese pension system lies in empty operation for individual accounts and inadequate development of enterprise annuity and individ3 3 333 333333ual deposit life insurance.
PL
Chiński system emerytalny składa się z trzech podsystemów: podstawowego systemu emerytalnego pracowników miejskich, obejmującego zatrudnionych i samozatrudnionych, system emerytalny mieszkańców miast i wsi, obejmujący również bezrobotnych oraz system emerytalny administracji państwowej i instytucji publicznych, obejmujący pracowników sektora publicznego. Całkowity zasięg systemów wynosi ponad 900 mln ludzi. Te trzy podsystemy różnią się pod względem sposobu nabywania uprawnień, wysokości składki i poziomu świadczeń. Obecnie główne problemy chińskiego systemu emerytalnego to puste konta indywidualne, niedostateczny rozwój emerytur pracowniczych w przedsiębiorstwach i depozytów indywidualnych ubezpieczeń na życie.
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