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EN
The purpose of this research was to investigate a landowner’s status as a lessor in land consolidation on agricultural areas in Europe. The research was based on surveys designed for land consolidation experts from Cyprus, Finland, France, Germany, the Netherlands, Latvia, Estonia and statistical data of the areas. The lease of agricultural land is common in Europe. However, there are differences related to how common the lease is and what the rental value of land is. The variation is based on factors such as differences in the markets, historical development of the agricultural lands and current legislation. The lessors have rights as landowners in land consolidation, but in case the land is used by third parties, lessor’s status is more limited compared to other landowners’. Similarly the costs of land consolidation typically are paid by landowners, not by users. The lessors are commonly indifferent and suspicious about the land consolidation. They are occasionally suspicious, especially before or at the beginning of the process, but later on they seem to be less suspicious. The lessors’ experience of land consolidation is based commonly on a fear of additional costs for their investment.
EN
Leasing is often used especially in the SME sector (micro, small and medium entrepreneurs). The popularity of this form of financing, despite the rather substantial costs, is primarily due to the fact that the company, not having its own financial resources for investment and having difficulty in obtaining bank loans, may benefit from the lease. In fact, the only collateral required here is a blank promissory note (other protection does not apply because the subject of the lease agreement remains the lessor's property), while banks charge relatively high security, examine the creditworthiness of companies and carefully analyze its financial situation. They also often, supervise the proper use of funds from the loan. All these limitations can be avoided choosing to purchase capital goods by leasing rather than a bank loan. Under conditions of considerable competition that prevails in the market, leasing gives SMEs the ability to implement new techniques and technologies promising high efficiency, without engaging their capital. Because they do not invest their own funds, lessee has the ability to make quick development decisions, which makes the unit more competitive. It can also carry out unexpected, but in certain conditions, profitable investments. This increases the liquidity of the company. Leasing, as a source of investment financing has many advantages for the lessee. The aim of the Authors is an attempt to analyze the legal and economic leasing business activity.
EN
The article presents the experience of the Vinnytsia region in the devepolment of leasing services in Agro-Industrial-Complexes. We analyzed the dynamics of technology dedicated to leasing and benefits that result from the use of this method.
PL
W artykule przedstawiono doświadczenia obwodu winnickiego w zakresie rozwoju usług leasingu w Kompleksach Agrarno-Przemysłowych. Przeanalizowano dynamikę wartości techniki oddanej w leasing i korzyści, jakie wynikają z zastosowania tej metody.
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