Full-text resources of CEJSH and other databases are now available in the new Library of Science.
Visit https://bibliotekanauki.pl

Results found: 27

first rewind previous Page / 2 next fast forward last

Search results

Search:
in the keywords:  metoda Warda
help Sort By:

help Limit search:
first rewind previous Page / 2 next fast forward last
PL
Artykuł prezentuje wyniki badań konkurencyjności gmin województwa lubelskiego przy wykorzystaniu metod wielowymiarowych. W pracy wykorzystano dwie metody: wzorca rozwoju Hellwiga oraz analizę skupień Warda. Badania wykazały przydatność tych metod w strategicznym zarządzaniu gminą. Metoda Wzorcowa Hellwiga pozwala na dokonanie klasyfikacji gmin pod względem konkurencyjności, a metoda analizy skupień Warda okazała się pomocna do klasyfikacji gmin według podobieństwa względem przyjętych zmiennych.
EN
Streszczenie (jęz. angielski) - The paper presents an attempt to use both quantitative and qualitative veriables to analyze complex phenomena. First part of the paper focuses some normalisation methods that often occur in empirical works regarding their characteristics. Special attention concerns zero unitarization method due its adequacy in normalising both quantitative and qualitative veriables. The latter part of the paper presents the metod of quantification and normalization chosen qualitative variables. The whole procedure of normalization, construction of synthetic variable and ranking is illustrated by empirical example. Results of research on the competitiveness of communes in Lubelskie voivodeship consented with the use of multi dimensional methods are presented in the article. Two methods: Hellwig development pattern and Ward aggregation analysis were used in the work. The Hellwig pattern method enable the classification of communes according the level of competitiveness while Ward aggregation analysis is helpful for classification of communes according variables used in research Results of research on the competitiveness of communes in Lubelskie voivodeship consented with the use of multi dimensional methods are presented in the article. Two methods: Hellwig development pattern and Ward aggregation analysis were used in the work. The Hellwig pattern method enable the classification of communes according the level of competitiveness while Ward aggregation analysis is helpful for classification of communes according variables used in research The aim of the study was to show the analogy in the changes in the structure of household expenses in the chosen EU countries and Poland between1988 and 2009. The direction and pace of the changes in the budgets of Polish households can be predicted by using the principle of analogy. Classification of the objects has been carried out based on the modified kmeans method. Three classes of similarities have been distinguished. The structure of Polish households budgets from 2004 – 2008 has turned out the most similar to the structure of the expenses of Portuguese households from 1988 – 2005. In this work we analyzed the changes of the structure of value of agriculture products’ exports in Poland during 1980 – 210 in comparison to other EU countries. In this comparative analysis we chose those EU countries whose largest fraction of exports is constituted by agriculture products: Germany, France, Great Britain, Netherlands, Spain and Italy. To study the changes of the structure of export of agriculture products during those 31 years we used multidimensional analysis methods: Gini index and GCCA – Grade Correspondence Cluster Analysis. To visualize the differentiation of structures of export of agriculture products we used overrepresentation maps (prepared in GradeStat). Analysis was based on 9 groups of agriculture products in million USD: live animals (S2-00), meat and preparations (S2-01), dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), cereals and cereal preparations (S2-04), vegetables and fruit (S2-05), suger, suger preparations and honey (S2-06), coffee, tea, cocoa, spices, and manufactures thereof (S2-07), feeding stuff for animals (not including unmilled cereals (S2-08), miscellaneous edible products and preparations (S2-09). The completed studies have shown a large differentiation of the structure of export of agriculture products in all researched countries. However, the largest differentiation was present in Poland. A significantly high dynamic of growth was observed within three groups of products: dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), vegetables and fruit (S2-05). The participation of those groups in the country’s export has been steadily growing. On the other hand, the participation of until now standard groups of agriculture products (unprocessed: live animals (S2-00) and meat and preparations (S2-01)) has been decreasing. In this work we analyzed the changes of the structure of value of agriculture products’ exports in Poland during 1980 – 210 in comparison to other EU countries. In this comparative analysis we chose those EU countries whose largest fraction of exports is constituted by agriculture products: Germany, France, Great Britain, Netherlands, Spain and Italy. To study the changes of the structure of export of agriculture products during those 31 years we used multidimensional analysis methods: Gini index and GCCA – Grade Correspondence Cluster Analysis. To visualize the differentiation of structures of export of agriculture products we used overrepresentation maps (prepared in GradeStat). Analysis was based on 9 groups of agriculture products in million USD: live animals (S2-00), meat and preparations (S2-01), dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), cereals and cereal preparations (S2-04), vegetables and fruit (S2-05), suger, suger preparations and honey (S2-06), coffee, tea, cocoa, spices, and manufactures thereof (S2-07), feeding stuff for animals (not including unmilled cereals (S2-08), miscellaneous edible products and preparations (S2-09). The completed studies have shown a large differentiation of the structure of export of agriculture products in all researched countries. However, the largest differentiation was present in Poland. A significantly high dynamic of growth was observed within three groups of products: dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), vegetables and fruit (S2-05). The participation of those groups in the country’s export has been steadily growing. On the other hand, the participation of until now standard groups of agriculture products (unprocessed: live animals (S2-00) and meat and preparations (S2-01)) has been decreasing. In this work we analyzed the changes of the structure of value of agriculture products’ exports in Poland during 1980 – 210 in comparison to other EU countries. In this comparative analysis we chose those EU countries whose largest fraction of exports is constituted by agriculture products: Germany, France, Great Britain, Netherlands, Spain and Italy. To study the changes of the structure of export of agriculture products during those 31 years we used multidimensional analysis methods: Gini index and GCCA – Grade Correspondence Cluster Analysis. To visualize the differentiation of structures of export of agriculture products we used overrepresentation maps (prepared in GradeStat). Analysis was based on 9 groups of agriculture products in million USD: live animals (S2-00), meat and preparations (S2-01), dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), cereals and cereal preparations (S2-04), vegetables and fruit (S2-05), suger, suger preparations and honey (S2-06), coffee, tea, cocoa, spices, and manufactures thereof (S2-07), feeding stuff for animals (not including unmilled cereals (S2-08), miscellaneous edible products and preparations (S2-09). The completed studies have shown a large differentiation of the structure of export of agriculture products in all researched countries. However, the largest differentiation was present in Poland. A significantly high dynamic of growth was observed within three groups of products: dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), vegetables and fruit (S2-05). The participation of those groups in the country’s export has been steadily growing. On the other hand, the participation of until now standard groups of agriculture products (unprocessed: live animals (S2-00) and meat and preparations (S2-01)) has been decreasing. In this work we analyzed the changes of the structure of value of agriculture products’ exports in Poland during 1980 – 210 in comparison to other EU countries. In this comparative analysis we chose those EU countries whose largest fraction of exports is constituted by agriculture products: Germany, France, Great Britain, Netherlands, Spain and Italy. To study the changes of the structure of export of agriculture products during those 31 years we used multidimensional analysis methods: Gini index and GCCA – Grade Correspondence Cluster Analysis. To visualize the differentiation of structures of export of agriculture products we used overrepresentation maps (prepared in GradeStat). Analysis was based on 9 groups of agriculture products in million USD: live animals (S2-00), meat and preparations (S2-01), dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), cereals and cereal preparations (S2-04), vegetables and fruit (S2-05), suger, suger preparations and honey (S2-06), coffee, tea, cocoa, spices, and manufactures thereof (S2-07), feeding stuff for animals (not including unmilled cereals (S2-08), miscellaneous edible products and preparations (S2-09). The completed studies have shown a large differentiation of the structure of export of agriculture products in all researched countries. However, the largest differentiation was present in Poland. A significantly high dynamic of growth was observed within three groups of products: dairy products and birds’ eggs (S2-02), Fish, crustacean and molluscs, and preparations thereof (S2-03), vegetables and fruit (S2-05). The participation of those groups in the country’s export has been steadily growing. On the other hand, the participation of until now standard groups of agriculture products (unprocessed: live animals (S2-00) and meat and preparations (S2-01)) has been decreasing. The paper presents an investigation within the subject of fuzzy methodology concerning some phenomena, which is the consequence of their fuzzy nature. In order to illustrate some fuzzy procedures and their results an empirical example is included. The paper presents the forecast of agrarian structure of voivodships up to 2020 according to typological groups. The data were taken from Statistical Yearbook of Agriculture edited by Central Statistical Office. The forecast was based on the method of structures’ forecasting proposed by Nowak. Then, on the basis of fuzzy classification method, the prediction of spatial differentiation of the structure under investigation up to 2020 was evaluated. The forecast presents what kind of changes in agrarian structure of voivodships will take place if the direction and rate of changes within the period of 2002 – 2009 remain stable. Investments of local communes are intentional expenditures of capital aimed at increase in tangible and intangible benefits of the commune. All effective expenditures born by the commune on construction and reconstruction of its wealth are treated as funds positively influencing its development and well-being of citizens. The paper was intended to assess the level of dispersion, i.e. concentration of expenditures on investments born by 19 cities acting as counties in Silesian voivodship. The fundamental measure used in research was concentration coefficient proposed by Karol Kukuła and the basis for calculations was data presented in budget usage collected by Regionalna Izba Obrachunkowa in Katowice. The regression theory involves methods and tools of exact description of relations between various types of phenomena. Since many years, it is used for the economic and econometric models formulation, however, as the analyze of literature indicates, regression is understood in different ways. This article is a reflection on the application of quantitative methods in economics processes modeling, with particular emphasis on the relations between them, expressed by regression. The regression theory involves methods and tools of exact description of relations between various types of phenomena. Since many years, it is used for the economic and econometric models formulation, however, as the analyze of literature indicates, regression is understood in different ways. This article is a reflection on the application of quantitative methods in economics processes modeling, with particular emphasis on the relations between them, expressed by regression. The article shows the practical application of the Analytic Network Process in solving decision problems from the field of management. The ANP Model proposed in this paper includes all kinds of dependencies and feedback between decision-making elements in the area of manufacturing management, reflecting the complexity of the problem and actual compounds that occur both between the agents within the company as well as in its surroundings. The paper emphasises the possibility of using experts’ opinion, who gave importance (specifying the validity) of decision-making elements using pairwise comparisons, allowing the identification of factors and the evaluation of their impact on the increase in the volume of production. The article shows the practical application of the Analytic Network Process in solving decision problems from the field of management. The ANP Model proposed in this paper includes all kinds of dependencies and feedback between decision-making elements in the area of manufacturing management, reflecting the complexity of the problem and actual compounds that occur both between the agents within the company as well as in its surroundings. The paper emphasises the possibility of using experts’ opinion, who gave importance (specifying the validity) of decision-making elements using pairwise comparisons, allowing the identification of factors and the evaluation of their impact on the increase in the volume of production. Entering into European Union and financial markets crisis left their stamps on Polish economy. Land market was influenced by these changes the most significantly since December 5, 1989, when new regulations concerning free transactions in land appeared. In the nineties farmland was treated as an additional superfluous ballast, however, together with Polish accession to EU it became one of the most popular alternative investments bringing profiteers huge profits in short term. Unfortunately, financial crisis trundling on the real estate market sadly revised investors’ optimistic plans. Abortive investments in too expensive lands without possibility of being transformed into building terrains became problems to people without appropriate knowledge and skills who had wanted to earn quickly. Currently, despite of spreading fashion of land purchase, the market has been weakened significantly. It can be admitted that finally the farmers instead of profiteers are interested in land purchase, which is the beginning of situation stabilization and the first sign of market maturity. Calculus of variations and optimal control theory are on one hand side intensively developing mathematical theories on the other at the center of both of them lies investigating of extremal problems. In connection with extremal problems there naturally arise questions important for mathematics and applications: 1) does there exist a solution of the problem? 2) is the solution unique? 3) how to really find the solution? For problems with constrains, a general principle was proposed by Lagrange. This idea can be generalized far beyond the limits of the problems that he considered. In the paper we present unified formulation of problems of calculus of variations and optimal control in connection with Lagrange principle. There is a 5:1 ratio between the number of households and business entities. This ratio is considered “quantum satis”. The purpose of this paper is to estimate level of local government unit’s financial independence in eastern Poland. For this purpose it was used multidimensional statistical analysis allowing to describe complex effect with help of one variable, so called value of synthetic variable (Hellwig’s method, additive aggregation function). The purpose of this paper is to estimate level of local government unit’s financial independence in eastern Poland. For this purpose it was used multidimensional statistical analysis allowing to describe complex effect with help of one variable, so called value of synthetic variable (Hellwig’s method, additive aggregation function). A number of recent papers on the management of the stock portfolio describes the advantages of the naïve diversification. The naïve strategy performs similarly to the ones which use sophisticated mathematical models. In this paper the strategy is presented which statistically significantly overperforms the naïve strategy. The aim of the paper was to make an attempt to assess the influence of belonging to selected population groups on the size of flows between different states of economic activity, as well as to determine the nature of unemployment found in the various population groups, especially among the rural population. The research showed that the changes in economic activity are mainly affected by structural factors, but in some population groups it is possible to improve the employment situation through actions towards an improvement of the prosperity on the market of goods and services. The aim of the paper was to make an attempt to assess the influence of belonging to selected population groups on the size of flows between different states of economic activity, as well as to determine the nature of unemployment found in the various population groups, especially among the rural population. The research showed that the changes in economic activity are mainly affected by structural factors, but in some population groups it is possible to improve the employment situation through actions towards an improvement of the prosperity on the market of goods and services. Dynamic development of organic farming in Poland is observed since 2004. At that time were introduced the subsidies to organic agricultural production for farms with the certificate of conformity and were in the course of the changes. The aim of this study is to present the dynamics of growth of the number and size of organic farms and the number of organic ecological factories in Poland in the years 2004-2010 and the designation of the forecasts for the next three years. To designate the forecasts of investigated phenomena it was used extrapolation of models of development trends method. In this paper we discuss the development of the rural population in Poland over the past 60 years and the latest demographic projections of Central Statistical Office. The main objects of our attention are the demographic processes in rural-urban cross-section. Poland belongs to the less urbanized countries in Europe. Among Polish neighbors, a lower proportion of urban population is only in Slovakia. However, in the past, differences in the level of urbanization between Poland and other European countries were much higher. In the years 1950-1990 the percentage of urban population in Poland increased from 35 to 62%. However, since 1990. share of rural population has ceased to fall and in the last few years have seen a decline in urbanization even in our country. The main reason for the change is a systematic change in the directions of rural-urban migration. More and more urban population moves to the village. Quite interestingly, this process began much earlier than the changed political system in Poland. Since 1975. decreases systematically negative balance of net rural-urban migration. Since 2000. more and more of the population migrates to the country than comes out. We also pay attention that a similar phenomenon of the growing importance of the share of rural population also occurs in other countries. However, while Poland is following the European countries also in the sphere of customary transformation, the village population seems to be the mainstay of traditional family values. In this paper we discuss the development of the rural population in Poland over the past 60 years and the latest demographic projections of Central Statistical Office. The main objects of our attention are the demographic processes in rural-urban cross-section. Poland belongs to the less urbanized countries in Europe. Among Polish neighbors, a lower proportion of urban population is only in Slovakia. However, in the past, differences in the level of urbanization between Poland and other European countries were much higher. In the years 1950-1990 the percentage of urban population in Poland increased from 35 to 62%. However, since 1990. share of rural population has ceased to fall and in the last few years have seen a decline in urbanization even in our country. The main reason for the change is a systematic change in the directions of rural-urban migration. More and more urban population moves to the village. Quite interestingly, this process began much earlier than the changed political system in Poland. Since 1975. decreases systematically negative balance of net rural-urban migration. Since 2000. more and more of the population migrates to the country than comes out. We also pay attention that a similar phenomenon of the growing importance of the share of rural population also occurs in other countries. However, while Poland is following the European countries also in the sphere of customary transformation, the village population seems to be the mainstay of traditional family values. In this article, the problem of optimization of crop production was formulated as nonlinear generalized transportation problem. As a solution the author proposed generalized quasi-basis method. The illustrative example completes the presentation. The study exemplifies an application of the multidimensional comparative analysis aiming at quantification of international competitiveness of the agri-food economy. The international competitive position was equated to a form of a synthetic measure. The coefficients trends allowed quantifying perspectives of equalization of international competitiveness levels between countries. The empirical investigation identified six patterns of the observed interdependences. Convergence should not be expected in the whole set, but in subgroups of objects. In the light of the Central Statistical Office data from 2010, farm equipment is shows very high differentiation in spatial aspect across Poland. The paper presents an attempt to construct ranking of voivodships with respect to the level of farm equipment. On the basis of zero unitarization method different variables are compared and used to form the synthetic variable. In consequence, three groups of districts were distinguished: of high, moderate and low level of farm equipment. This work is devoted to discussions on application of relative measures of accuracy of the ex-post forecasts. The authors showed that when the variable has a very large amplitude of seasonality indicators the average absolute forecast error (MAPE) can not be used. Theoretical study are illustrated on the example of thermal energy production. This work is devoted to discussions on application of relative measures of accuracy of the ex-post forecasts. The authors showed that when the variable has a very large amplitude of seasonality indicators the average absolute forecast error (MAPE) can not be used. Theoretical study are illustrated on the example of thermal energy production. The analysis of monthly prices of broiler chicken livestock in years 1991 - 2011 in this paper was presented. Decomposition of price time series was performed using method Census II/X11. Price of broiler chicken livestock characterize stable an stronger in recent years seasonality. In 2011 the seasonal index was ranged from 107,3% in August to 92,2% in December. In the range of six month more than half of price variability (51,4%) is a result of long period changes, 44,9% of variability is shaped by seasonal fluctuations and only 3,7% is made by irregulars fluctuations. In this paper, the rankings of the food industry sector companies listed on the Warsaw Stock Exchange were made on the basis of Taxonomic Attractiveness Measure of Investment. The following groups of variables were included in this study: liquidity ratios, profitability ratios, debt ratios, activity ratios, market-based ratios. Then analyzed whether the positions in the rankings of investigated companies remained stable over the period 2009-2011. In this paper, the rankings of the food industry sector companies listed on the Warsaw Stock Exchange were made on the basis of Taxonomic Attractiveness Measure of Investment. The following groups of variables were included in this study: liquidity ratios, profitability ratios, debt ratios, activity ratios, market-based ratios. Then analyzed whether the positions in the rankings of investigated companies remained stable over the period 2009-2011. The article focuses on trade between Japan and Poland, in 2000-2010 years, using the SITC (Standard International Trade Classification), identifying trends occurring among one of classification group: Food and live animals. Analysis of exports and imports between Japan and Poland shows big changes in trade with Japan and the large growing difference in the trade balance. Furthermore the imported and exported groups of products show market differences and demand in Japan. The paper presented classification of voivodships due to the selected financial data business accommodation and catering department. For this purpose it was used the multidimensional statistical analysis allowing describe complex effect with help of one variable, so called value synthetic variable. Among the factors that impact the absorption of European Union funds in Polish agriculture, natural, demographic, technical and organisational conditions of the development of agriculture can be differentiated. The basic objective of the article is to identify and quantify the factors, which significantly impact the territorial differentiation of the absorption of European Union Funds in Polish agriculture within the framework of the “Modernisation of agricultural holdings” Rural Development Programme for 2007-2013. Among the factors that impact the absorption of European Union funds in Polish agriculture, natural, demographic, technical and organisational conditions of the development of agriculture can be differentiated. The basic objective of the article is to identify and quantify the factors, which significantly impact the territorial differentiation of the absorption of European Union Funds in Polish agriculture within the framework of the “Modernisation of agricultural holdings” Rural Development Programme for 2007-2013. The wage effects of student numbers on particular fields of study in Poland are analyzed. It is found that any of the fields of study, i.e. humanitarian, business and economics, technical or natural sciences, contributes to an increase in wages on the macroeconomic level, but the whole effect is smaller for studies in economics, which could be an outcome of too high interest in that kind of education. On the other side, our results for technical studies could be viewed as an argument in favor of an excess labor market demand for engineers compared to their supply by the educational system.
PL
Opracowanie poświęcono zagadnieniu rozwoju rynków nieruchomości rolnych w Polsce, w układzie województw za cel główny stawiając określenie stopnia zróżnicowania województw pod względem poziomu rozwoju rynków nieruchomości rolnych. Szczegółowym analizom poddano: liczbę transakcji sprzedaży, wartość transakcji sprzedaży, powierzchnię sprzedaną, średnią cenę 1 ha użytków rolnych na rynku pierwotnym (sprzedaż przez Agencję Nieruchomości Rolnych) i wtórnym. Zakresem czasowym analiz objęto lata 2005-2015. Klasyfikację województw przeprowadzono przy zastosowaniu metody Warda. Dane do analiz pozyskano z Banku Danych Lokalnych Głównego Urzędu Statystycznego.
EN
The paper discusses the development of agricultural real estate markets in Polish voivodships. The main objective was to determine the degree of diversification of voivodships in terms of the level of development of their agricultural property markets. The area and value of agricultural land sold, as well as the average price per hectare of agricultural land sold by the Agricultural Property Agency and on the secondary market were examined in detail. The analysis covered the period between 2005 and 2015. The voivodships were classified by means of the Ward method. The data came from the Local Data Bank of the Central Statistical Office and the Institute of Agricultural Economics and Food Economy - State Research Institute.
PL
W pracy przedstawiono ocenę stabilności klasyfikacji województw Polski pod względem poziomu życia w latach 2002-2009. Dobór cech diagnostycznych został przeprowadzony w sposób dynamiczny, dzięki czemu otrzymany zestaw cech końcowych jest aktualny nie tylko w okresie badanym, ale także w przyszłości. Do klasyfikacji województw zastosowano metodę Warda oraz sprawdzono dopasowanie dendrogramów do macierzy odległości D za pomocą współczynnika korelacji kofenetycznej, wskaźnika całościowego dopasowania i miary STRESS. Wykorzystując wskaźniki podobieństwa wyników klasyfikacji stwierdzono, że klasyfikacje charakteryzują się dość dobrą stabilnością w czasie.
EN
The work presents evaluation of the results stability of the Polish regions’ classification in terms of a living standard. The research covered the period 2002-2009. Selection of diagnostic features was carried out in a dynamic way, so that the final set of features is valid not only in the period considered, but also in the future. For the regions’ classification Ward’s method was used and the fit of dendrograms distance to matrix D was checked by using the cophenetic correlation coefficient, the indicator of the overall fit and the STRESS measure. Using the similarity indices of the classification results, it was found that the classifications have a fairly good stability in time.
PL
Celem artykułu jest analiza aktywności turystycznej emerytów i rencistów zamieszkujących województwo zachodniopomorskie a w szczególności wykrycie powiązań pomiędzy zmiennymi charakteryzującymi ich wyjazdy turystyczne. Jako narzędzie badawcze wykorzystano wielowymiarową analizę korespondencji. Ze względu na dość dużą liczbę wariantów analizowanych zmiennych zastosowano metodę Warda, która umożliwiła wyznaczenie powiązań pomiędzy wariantami zmiennych.
EN
The purpose of the article is an analysis of tourism activity and pensioners living in West County in particular, to detect relationships between variables characterizing their vacations. The study used a multidimensional analysis of the correspondence. Due to the relatively large number of variants of the analyzed variables using Ward method, which allowed setting the links between the variants of variables.
PL
W artykule przedstawiono sytuację sądów apelacyjnych w Polsce w odniesieniu do konieczności poszukiwania rozwiązań w obszarze efektywności, który zidentyfikowano jako kluczowy z punktu widzenia kreowania wartośeci organizacji. Celem artykułu była analiza efektywności sądów apelacyjnych w Polsce z uwzględnieniem wskaźnika opanowania wpływu spraw, wskaźnika załatwialności oraz wskaźnika pozostałości na kolejne okresy. Dla wskazania zależności pomiędzy wskaźnikami oraz ich znaczenia dla kreowania wartości w sądownictwie powszechnym zastosowano jedną z aglomeracyjnych metod hierarchicznych grupowania obiektów – metodę Warda oraz metodę niehierarchiczną k-średnich, gdzie zbiór obiektów dzielony jest na k grup (skupień), a liczba grup określana jest a priori. Jako miarę odległości przyjęto odległość euklidesową. Całość zakończono wnioskami.
PL
Celem opracowania była próba delimitacji krajów w UE-27 o podobnej strukturze i skali pro-dukcji pochodzącej z gospodarstw rolnych. W badaniu położono nacisk na uwypuklenie po-dobieństwa struktur produkcji typowych dla obszarów klimatycznych UE-27 w 2008 roku, a także na wskazanie klasy, do której zakwalifikowano polskie rolnictwo. Wykorzystano dane z bazy FADN, którymi były średnie ważone przeliczone na gospodarstwo rolne z 27 krajów członkowskich UE w 2008 roku. Delimitację wykonano w oparciu o strukturę produkcji, wielkość ekonomiczną, powierzchnię użytków rolnych, wartość produkcji i dochodów z go-spodarstwa rolnego. Badanie wykonano za pomocą hierarchicznej klasyfikacji aglomeracyjnej metodą Warda. Przy czym strukturę produkcji reprezentowały 23 cechy, a pozostałe cechy były pojedyncze. Optymalną liczbę klas krajów o podobnej strukturze i skali produkcji wy-znaczono na podstawie analizy wielkości przyrostów wariancji wewnątrzklasowej w procesie łączenia klas między poszczególnymi poziomami łączeń. W ten sposób uzyskano 10 klas kra-jów. Klasy opisano według obliczonego miernika różnic średnich dla analizowanych cech.
EN
The aim of the article was an attempt at delimitation of countries in the EU-27 with similar structure and scale of the production of farms. In this study, the emphasis is placed on high-lighting the similarity of production structures typical of the climate’s areas of the EU-27 in the year 2008, and also on indicating the class in which the Polish agriculture were classified. For this research, the data from FADN database was used. This database contains weighted averages per individual farm in every of 27 UE member countries in 2008. The delimitation were made based on the structure of production, economic size, agricultural utilized area, production and income of agricultural farm. The research was conducted using the agglomera-tion hierarchic classification based on the Ward’s method. The structure of production is rep-resented by 23 characteristics; the remaining characters are represented by single variables. The optimal number of classes of countries of similar structure and scale of production was estimated on the basis of the analysis of the amount of the intra-class variance’s increment. 10 classes of countries were obtained. These classes were described by the measure of the aver-age differences for analyzed characters.
EN
The information society, which was born along with the development of information and communication technologies, is a commonly used term in everyday life, both personally and professionally. The aim of the article is to evaluate the level of development of e-government services in the European Union countries, with particular emphasis on Poland. For the purpose of the research, the Perkal and Ward methods were used and the following indicators: DESI and EGDI. The available data from Eurostat and the Central Statistical Office in the area of public e-government services for citizens were analyzed. The article also refers to the development priorities of Poland and the European Union in terms of e-administration development. E-administration is one of the most important areas determining the essence of the information society. Rapid progress is observed in the development of e-government in Europe. However, it is not even, and there are significant inequalities in the access and use of ICT in individual Member States. Societies strive for quick and convenient handling of civil matters via the Internet. Electronic public administration in EU countries is under going a digital transformation, from traditional handling of citizens’ affairs to modern, i.e. electronic implementation of public services. As the research shows, the level of development of e-government services in Poland differs from the average in the EU, despite a significant improvement in such areas as open data, pre-filled forms and the availability of e-administration services for enterprises.
PL
Jednym z ważniejszych obszarów stanowiących o istocie społeczeństwa informacyjnego jest e-administracja. Celem artykułu jest ocena poziomu rozwoju usług e-administracji w krajach Unii Europejskiej, ze szczególnym uwzględnieniem Polski. Dla realizacji celu badań wykorzystano metodę Perkala i Warda oraz zastosowano wskaźniki: DESI i EDGI. Badanie przeprowadzono w oparciu o dostępne dane Eurostatu i Głównego Urzędu Statystycznego z obszaru publicznych usług e-administracji dla obywateli. W artykule odniesiono się również do priorytetów rozwojowych Polski i UE w aspekcie rozwoju e-administracji. Elektroniczna administracja publiczna w krajach UE przechodzi transformację cyfrową, od tradycyjnego załatwiania spraw obywateli do nowoczesnej, tj. elektronicznej realizacji usług publicznych. Następuje szybki postęp w rozwoju elektronicznej administracji w Europie. Nie jest on jednak równomierny, uwidaczniają się znacznie nierówności w dostępie i wykorzystaniu ICT w poszczególnych państwach członkowskich. Jak wynika z przeprowadzonych badań, poziom rozwoju usług e-administracji w Polsce odbiega od średniego w UE, pomimo znaczącej poprawy w takich obszarach jak otwarte dane, wstępnie wypełniane formularze oraz dostępność usług administracji elektronicznej dla przedsiębiorstw.
EN
The purpose of the article is to present the method of constructing the GTI index used for a multidimensional assessment of a terrorist threat. Next, using Ward’s method, groups of EU countries similar in terms of the terrorism threat level will be identified. Particular attention was paid to the position of Poland, which due to its active participation in military operations in Afghanistan and Iraq, may be the target of a terrorist attack. The analyses show that Poland is in the group of countries with the lowest terrorism threat level. However, this threat cannot be underestimated.
PL
Celem artykułu była prezentacja sposobu konstruowania miernika GTI wykorzystywanego do wielowymiarowej oceny zagrożenia terroryzmem. Następnie przy użyciu metody Warda zidentyfikowano grupę krajów UE podobnych pod względem zagrożenia terroryzmem. Szczególną uwagę zwrócono na pozycję Polski, która z powodu aktywnego udziału w działaniach militarnych w Afganistanie i Iraku czy rozmieszczenia wojsk amerykańskich może być celem ataku terrorystycznego. Z przeprowadzonych analiz wynika, że Polska znajduje się w grupie krajów o najmniejszym zagrożeniu terroryzmem, jednak zagrożenia tego nie można lekceważyć.
EN
This article is continuation of the authors’ research on financial efficiency evaluation in higher education in the area of didactics in countries that belong to European Union. On the basis of the results of researches, in which a non-parametric approach was used, a classification of member countries into uniform groups has been conducted with reference to researched feature.
PL
Artykuł ten jest kontynuacją badań autorek w tematyce oceny efektywności finansowej w szkolnictwie wyższym w zakresie dydaktyki w krajach, które należą do Unii Europejskiej. W artykule, na podstawie uzyskanych wyników podejścia nieparametrycznego metodą DEA, dokonano klasyfikacji krajów członkowskich w jednorodne grupy pod względem ich efektywności finansowej szkolnictwa wyższego w zakresie dydaktyki
PL
Celem niniejszego opracowania jest analiza struktury hierarchicznej europejskich rynków kapitałowych w okresach: przed globalnym kryzysem finansowym 2007-2009 oraz po jego zakończeniu. W badaniu wykorzystano tygodniowe logarytmiczne stopy zwrotu głównych indeksów 28 giełd europejskich, wśród których znalazły się zarówno rynki rozwinięte, jak i rozwijające się. Okres badawczy objął lata 2000-2016. Do zbadania struktury powiązań między rynkami wykorzystano metody aglomeracyjne, przede wszystkim metodę Warda. Przeprowadzona analiza pozwoliła stwierdzić istotne różnice w strukturze powiązań między rynkami w okresie przed kryzysem i po jego zakończeniu. Wskazała również grupy rynków szczególnie silnie oddziałujących na siebie.
EN
The purpose of this paper is to investigate the hierarchical structure of the European capital markets in the periods before and after the Global Financial Crisis of 2007-2009. The author uses weekly logarithmic stock market returns of the 28 main indexes of the European exchanges, both from the developed and developing markets, in the period 2000-2016. The examination is based on agglomerative clustering methods, primarily on the Ward’s linkage method. The results show that the Global Financial Crisis has changed the hierarchy of the markets. They also indicate which groups of markets are most strongly interconnected.
PL
W artykule przedstawiono przestrzenne zróżnicowanie zagrożenia przestępczością w Polce. Do identyfikacji grup obszarów podobnych pod względem natężenia wybranych kategorii przestępstw wykorzystana została metoda Warda. Zobrazowano, jak zmieniała się struktura i dynamika przestępczości stwierdzonej w Polsce. Zwrócono uwagę na problemy związane z pomiarem zjawiska przestępczości oraz niektóre z czynników mogących wpływać na zmiany struktury i dynamiki przestępczości.
EN
The aim of the article is to analyze spatial variation, structure and dynamic of crime rate in Poland. There was presented changes in the structure and dynamic of crime rate in Poland. To identify groups of poviats similar in terms of the intensity of selected categories of crimes there was used Ward’s method. Special attention was paid to the problems associated with the measurement of crime.
PL
W opracowaniu zaprezentowano podstawowe wskaźniki obrazujące poziom nakładów na działalność B+R oraz strukturę ich finansowania w Polsce na tle krajów Unii Europejskiej. Dokonano oceny zróżnicowania poziomu oraz zmian trendów działalności B+R i innowacyjności w ujęciu województw Polski w latach 2005-2011 z wykorzystaniem wskaźników indywidualnych, a także dwóch metod taksonomicznych: metody TOPSIS i metody Warda. Otrzymane wyniki potwierdziły to, że województwo mazowieckie jest liderem we wszystkich rankingach i regionem zdecydowanie wyróżniającym się wśród pozostałych województw. Dla większości regionów Polski zaobserwowano zróżnicowanie zajmowanej pozycji w rankingu, jak również zmianę przynależności tych województw do różnych skupisk w badanych latach.
EN
In the paper basic indicators depicting/describing the level of the expenditures on R&D activity and the structure financing them in Poland against the background of EU countries are presented. An assessment of diversifying the level and changes of trends in R&D activity and innovativeness in voivodships in Poland during the period 2005-2011 by making use of individual indicators as well as two taxonomical methods: TOPSiS and Ward’s methods has been done. Received results confirm that mazowieckie voivodship is the leader in all rankings and firmly comes the other provinces off. For the majority of regions in Poland diversifying the filled position in the ranking, as well as the change of the membership of these provinces in different clusters in examined years were observed.
PL
Miasta na prawach powiatu, ze względu na ich dualny charakter, pełnią funkcje przypisane nie tylko gminom, ale również część zadań przynależnych powiatom. Realizują one zatem szereg zadań zarówno w sferze socjalnej, społecznej, jak i infrastrukturalnej, które mają wpływ na poziom rozwoju społeczno-gospodarczego regionu, oraz jakość życia społeczności lokalnej. Jednak z roku na rok dynamicznie wzrasta zadłużenie podmiotów sektora samorządowego, a w szczególności największych miast na prawach powiatu – metropolii. W 2007 roku zadłużenie ogółem miast na prawach powiatu wyniosło bowiem 11,2 mld zł (7 mld zł w przypadku metropolii), natomiast w 2014 roku było już prawie trzykrotnie wyższe i wzrosło do blisko 32,5 mld zł (w przypadku metropolii do ponad 20 mld zł), stanowiąc ponad 45% zadłużenia ogółem sektora samorządowego w Polsce. Analiza zjawiska zadłużenia podmiotów sektora samorządowego, w tym miast na prawach powiatu, z uwagi na to, że realizują one szeroki zakres zadań, a ich dług obejmuje część długu publicznego, ma istotne znaczenie nie tylko z racji prawidłowego ich funkcjonowania, ale także bezpieczeństwa finansowego państwa. Głównym celem artykułu jest analiza zjawiska zadłużenia miast na prawach powiatu w Polsce, w latach 2007-2014. Badania przeprowadzono przede wszystkim na podstawie baz danych publikowanych przez Ministerstwo Finansów (Wskaźniki do oceny sytuacji finansowej jednostek samorządu terytorialnego) z wykorzystaniem metod statystyki opisowej i metody Warda.
EN
Due to the dual character of towns with a county status, they function not only as communes but also have some functions of counties. They execute a wide range of welfare-related, social and infrastructural tasks, which affect socio-economic development in the region and quality of life in the local community. Every year the debt of entities in the local government sector increases dynamically. It is particularly noticeable in the biggest towns with the status of counties – metropolises. In 2007, the total debt of towns with a county status was 11.2 billion zlotys (7 billion zlotys in metropolises). In 2014, the debt was nearly three times as great: it increased to nearly 32.5 billion zlotys (more than 20 billion zlotys in metropolises). It amounted to more than 45% of the total debt of the local government sector in Poland. It seems important that analysis of the debt of entities in the local government sector, including towns with a county status, be conducted because they perform a wide range of activities and their debt is part of public debt. Therefore, the analysis is significant not only for a proper functioning of these entities but also for the financial security of the state. The main aim of the paper is to investigate the debt of towns with a county status in Poland between 2007 and 2014. The study is chiefly based on databases published by the Ministry of Finance – Indicators to Assess the Financial Situation of Local Government Units, and uses descriptive statistics and Ward's method.
PL
Celem opracowania jest ocena wewnętrznego zróżnicowania województw Polski w zakresie kształtowania się ładu instytucjonalnego w latach 2005-2014. Ocena terytorialnego zróżnicowania poziomu ładu instytucjonalnego została przeprowadzona dzięki zastosowaniu analizy konwergencji typu sigma, która polega na ocenie dyspersji badanego zjawiska w czasie, a także metod wielowymiarowej analizy porównawczej. Do porządkowania województw wykorzystano dynamiczne mierniki syntetyczne oparte na zmodyfikowanej formule unitaryzacji zerowanej, jak również metodę Warda – procedurę tworzenia grup podobieństw między obiektami. Badania pokazały dość duże zróżnicowanie województw w zakresie kształtowania się ładu instytucjonalnego, brak stabilności rankingów otrzymanych za pomocą wskaźników syntetycznych oraz zmienność delimitacji regionów uzyskanych metodą Warda w latach 2005-2014. Liderem w zakresie kształtowania się ładu instytucjonalnego w badanym okresie było województwo warmińsko-mazurskie, natomiast ostatnią pozycję zajęło województwo łódzkie.
EN
The aim of this paper is to assess the regional diversification of institutional development of Polish voivodeships in 2005-2014. The assessment of territorial diversification of institutional level is conducted by using sigma convergence analysis which depends on evaluating the dispersion of a researched phenomenon in time and by means of multidimensional comparative analysis methods. To rank ordering voivodeships modified formula of variable aggregations based on zero unitarization method is used and Ward method, procedure of forming the clusters of similarities between objects, is applied. The study shows a relatively high level of diversification of voivodeships as regards their institutional order, as well as a lack of stability of rankings which are obtained by means of synthetic measures. The study also presents the variability of regional delimitation obtained through Ward’s method. Warmińsko-Mazurskie Voivodeship is the leader in the context of institutional order in the studied period, while Łódzkie Voivodeship closes the ranking.
PL
W opracowaniu przedstawiono typologię krajów Unii Europejskiej opartą na kryteriach dotyczących wartości eksportu w wybranych branżach usług oraz na ich udziale w całkowitej wartości usług eksportowanych z UE. Badanie wykonano z zastosowaniem metody analizy porównawczej, a grupy typologiczne krajów Unii Europejskiej wyodrębniono metodą Warda. Wskazano na wysokie obroty szczególnie w państwach wysoko rozwiniętych Europy Zachodniej oraz na dominujące znaczenie w strukturze zarówno eksportu, jak i importu usług, we wszystkich analizowanych branżach, Niemiec i Wielkiej Brytanii. Stwierdzono również, że nowe kraje członkowskie Unii Europejskiej z regionu Europy Środkowo-Wschodniej dotychczas w znaczącym stopniu nie wyspecjalizowały się w handlu usługami.
EN
In her study, the author presented a typology of the European Union countries based on the criteria related to value of exports in the selected service industries and on their share in the total value of services exported from the EU. The research was carried out with application of the method of comparative analysis, while the typological groups of the European Union countries were selected by the Ward’s method. The author pointed out to high sales particularly in the highly developed states of Western Europe as well as to the prevailing importance in the structure of both exports and imports of services, in all the service industries in question, of Germany and the United Kingdom. She also ascertained that the new European Union Member States from the region of Central and Eastern Europe have so far not specialised to any significant degree in trade in services.
RU
В разработке представили типологию стран-членов Европейского Союза, основанную на критериях, касающихся стоимости экспорта в избранных отраслях услуг, а также на их доле в совокупной стоимости услуг, экспортирумых из ЕС. Изучение провели, применяя метод сопоставительного анализа, а типологические группы стран-членов Европейского Союза выделили по методу Уорда. Указали высокий товарооборот в особенности в высокоразвитых странах Западной Европы, а также превалирующее значение в структуре как эскспорта, так и импорта услуг во всех анализируемых отраслях, Германии и Великобритании. Констатировали тоже, что новые страны-члены Европей- ского Союза из региона Центрально-Восточной Европы до сих пор в значительной степени не специализировались в торговле услугами.
PL
Celem artykułu jest identyfikacja i charakterystyka wzorców konsumpcji żywności w Polsce. Gospodarstwa domowe w Polsce są bardzo zróżnicowane pod względem poziomu i struktury spożycia żywności. Wynika to zarówno z czynników ekonomicznych, jak i pozaekonomicznych. Znaczący wpływ na kształtowanie wzorców konsumpcji żywności mają także zalecenia żywieniowe prowadzące do racjonalnego (prozdrowotnego) żywienia. Narzędziem umożliwiającym identyfikację wzorców konsumpcji żywności są metody taksonomiczne, w tym analiza skupień. W badaniu uwzględniono siedem grup społeczno‑ekonomicznych gospodarstw domowych w Polsce, tj. cztery zlokalizowane na obszarach wiejskich: pracownicy, rolnicy, osoby pracujące na własny rachunek, emeryci i renciści oraz trzy zlokalizowane w mieście: pracownicy, osoby pracujące na własny rachunek oraz emeryci i renciści. Grupowanie wiejskich i miejskich gospodarstw domowych według wzorców konsumpcji żywności przeprowadzono hierarchiczną aglomeracyjną metodą Warda. Każdą grupę ludności scharakteryzowano za pomocą trzydziestu dwóch zmiennych diagnostycznych. Na podstawie przeprowadzonego badania wyodrębniono cztery skupienia i dwa różne wzorce konsumpcji żywności: miejski wzorzec konsumpcji żywności oraz wiejski wzorzec konsumpcji żywności.
EN
The aim of the article is to identify and characterize the patterns of food consumption in Poland. The Author analyses food consumption in Poland on the basis of CSO’s household budget surveys. Households in Poland are very diversi fied in their level and structure of food consumption. This results from both economic and non-economic factors. Significant impact on the shaping of food consumption patterns has been observed in the case of dietary recommendations promoting rational (healthy) nutrition. Taxonomic methods, including cluster analysis serve as a main tool, which allows the identification of food consumption patterns. The study included seven socio-economic groups of households in Poland, i.e. four located in rural areas: employees, farmers, the self-employed, retirees and pensioners and three located in city: employees, the self-employed, and retirees and pensioners. Grouping of urban and rural households according to food consumption patterns was carried out using Ward’s hierarchical agglomeration method. Each population group was characterized by 32 diagnostic variables. As a result of this grouping, four clusters were identified. Each of these clusters was characterized by a different level and structure of food consumption, while the households belonging to the same cluster had a similar food consumption profile. In those four clusters two different food consumption patterns were identified: urban pattern of food consumption and rural pattern of food consumption.
PL
W artykule zaproponowano metodę badania podobieństwa geograficznych struktur eksportu i zastosowano ją na przykładzie wybranych krajów Unii Europejskiej. Celem artykułu było zbadanie, czy występuje związek pomiędzy strukturą przestrzenną eksportu i potencjałem gospodarczym kraju. Analizę przeprowadzono za pomocą opracowanego przez autora kompleksowego wskaźnika podobieństwa struktury, hierarchicznej analizy skupień i algorytmu eliminacji wektorów. Umożliwiło to wyodrębnienie krajów najbardziej podobnych pod względem struktury eksportu. Otrzymane wyniki dowiodły, że kraje o podobnym potencjale gospodarczym mają zbliżoną przestrzenną strukturę eksportu. W obliczeniach wykorzystano dane pochodzące z bazy Comext Eurostatu.
EN
This paper proposes a method that can be used to examine the similarity of foreign trade structure of EU countries. The purpose is to find relationships between the geographical structure of foreign trade and the countries’ economic potential. The index of similarity of structure, hierarchical cluster analysis and algorithm of vector elimination together enabled the grouping of countries that are most similar in terms of the foreign trade structure. The results show that countries with similar economic potential have a similar structure of foreign trade. The study used data from the Eurostat’s Comext database.
PL
Celem artykułu jest przedstawienie możliwości wykorzystania strategii portfelowych do inwestycji w waluty kryptograficzne. Szczególna uwaga została zwrócona na problem doboru walut kryptograficznych do portfela. Do redukcji liczby kryptowalut charakteryzujących się silnym dodatnim skorelowaniem stóp zwrotu zaproponowano wykorzystanie metody Warda. Następnie rozważano różne metody wyboru reprezentantów podgrup (uzyskanych metodą Warda) początkowego zbioru walut kryptograficznych. Wybrani reprezentanci (kryptowaluty) tworzyły portfel, którego skład optymalizowano z wykorzystaniem strategii MVP. Redukcja początkowej liczby składników portfela może prowadzić do uzyskania większej stopy zwrotu, jednak portfele o mniejszej liczbie składników obarczone były większym ryzykiem.
EN
The aim of the article is to present the possibilities of using the portfolio strategy to the investments in the cryptocurrencies. Particular attention was paid to the problem of selection of the cryptocurrencies. There was proposed to use the Ward's method to reduce the number of cryptocurrencies characterized by strong positive correlation of the rate of returns. Then there were considered various methods of choice representatives of subgroups of the initial set of cryptocurrencies. Selected representatives (cryptocurrencies) formed portfolio. Weights of the portfolio were optimized using MVP strategy. Reducing the number of initial components of the portfolio could lead to a greater rate of return, but portfolios with reduced number of components are characterized by greater risk.
EN
An important element of the foreign trade research is an analysis of its commodity and geographical structure. A method of examining the similarity of foreign trade structure was proposed in this article and applied on the example of certain EU countries. The aim of this article is to assess the degree of similarity of foreign trade structures and to indicate the extent to which it reflects differences in economic development. The study was conducted with the use of an original indicator of commodity structure similarity and a hierarchical cluster analysis for the period 2006— —2015. It enabled to identify the most similar countries in terms of foreign trade structure. Data for the computations were obtained from the Eurostat. The obtained results proved that countries with similar economic potential have a similar foreign trade structure.
PL
Ważnym elementem badania handlu zagranicznego jest analiza jego struktury w układzie towarowym i geograficznym. W artykule zaproponowano metodę badania podobieństwa struktury handlu zagranicznego i zastosowano ją na przykładzie wybranych krajów Unii Europejskiej (UE). Opracowanie ma na celu ocenę stopnia podobieństwa struktur handlu zagranicznego oraz wskazanie, na ile odzwierciedla on różnice w rozwoju gospodarczym. Badanie przeprowadzono za pomocą autorskiego wskaźnika podobieństwa struktury towarowej oraz hierarchicznej analizy skupień dla okresu 2006—2015. Umożliwiło to wyodrębnienie krajów najbardziej podobnych pod względem struktury handlu zagranicznego. Dane do obliczeń uzyskano z Eurostatu. Otrzymane wyniki dowiodły, że kraje o podobnym potencjale gospodarczym charakteryzują się zbliżoną strukturą handlu zagranicznego.
EN
The Baby Boom generation, i.e. persons born between 1944 and 1963, constitutes over one fifth of the total European population, which makes it a significant segment of consumers. The important feature of this generation is their high trust in the banking system, which is one of the conditions for adapting technological changes in the area of banking service distribution, including the acceptance of the internet banking (IB). In 2018, the average of 37.1% Baby Boomers used IB, which demonstrates that this distribution channel still has a large potential for development. There are distinct differences among European states regarding the scope of the internet usage for banking services by persons aged 55–74. The aim of this study is to define the structure of IB market for the European Baby Boom generation according to social and demographical characteristics (education and gender). The study is based on Eurostat’s corresponding data for 2018. The analysis of the structure of the IB market has been based on the gender and the level of education of its users, adopting one of the methods of cluster analysis, the Ward method. The analysis demonstrates that Nordic countries and the Netherlands are the European leaders in terms of IB usage among Baby Boomers, whereas the lowest percentage of IB usage among Baby Boomers has been observed in the Balkan and Southern European countries, e.g. Turkey and Italy. Among the analysed social and demographic characteristics, education differentiates the selected groups of states to a larger extent than gender.
PL
Generacja Baby Boomers (BB), czyli osób urodzonych pomiędzy 1944 a 1963 r., obejmuje ponad 1/5 ogółu mieszkańców Europy, co czyni ją znaczącym segmentem konsumentów. Ważną cechą tej generacji jest wysokie zaufanie do systemu bankowego, które stanowi jeden z warunków adaptacji zmian technologicznych zachodzących w obszarze dystrybucji usług bankowych, w tym akceptacji bankowości internetowej (BI). W 2018 r. w Europie z BI korzystało średnio 37,1% osób z generacji BB, co pokazuje, że ten kanał dystrybucji ma nadal duże możliwości rozwoju. Poszczególne kraje europejskie wyraźnie różnią się zakresem wykorzystania internetu w realizacji usług bankowych przez osoby w wieku od 55 do 74 lat. Celem badania jest określenie struktury rynku BI w generacji BB pod względem cech społeczno-demograficznych (wykształcenia i płci). Wykorzystano dane Eurostatu za 2018 r. Analizy struktury rynku BI dokonano pod względem płci i wykształcenia użytkowników, stosując jedną z metod analizy skupień – metodę Warda. Przeprowadzona analiza wykazała, że w pokoleniu BB liderami w BI są kraje nordyckie i Holandia, natomiast najmniejszy odsetek jej użytkowników znajduje się w krajach bałkańskich i południowej Europy, m.in. w Turcji i we Włoszech. Spośród analizowanych cech społeczno-demograficznych wykształcenie różnicuje wyodrębnione grupy krajów silniej niż płeć.
first rewind previous Page / 2 next fast forward last
JavaScript is turned off in your web browser. Turn it on to take full advantage of this site, then refresh the page.