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EN
This article reviews the emerging phenomena of electric buses’ deployment in Europe and Belarus within the general framework of the concept of sustainable and electric urban mobility. The author offers a brief overview of electric bus technologies available on the market and a spatial analysis of fleet deployment in Europe. The analysis of the spatial structure of the distribution of e-buses in Europe indicated that, in terms of the number of vehicles in operation, the UK and the Netherlands are the regional leaders, while in terms of the number of cities testing e-buses – Germany, Sweden, and Poland are the leaders. The analysis showed that the main factors supporting the distribution of innovative technology and public support are legislative and regulative framework as well as clear strategic planning and cooperation between local administrations and transportation authorities. Other important aspects, such as network building features, and the location of the charging infrastructure were also discussed. The analysis of the case study of Minsk (the first city to introduce electric buses in Belarus) outlined the typical limiting factors for all types of markets: high battery costs and dependency on infrastructure; recommendations are given to emphasise bus fleet replacement (instead of trolleybus) and to develop a comprehensive sustainable urban mobility strategy.
EN
During the fourth industrial revolution, many industries face the challenge of deep adjustments and building new business models. One of them is the insurance sector. The aim of this article is to examine the adjustment of the insurance industry to the process of autonomization of cars. The study was conducted on the basis of a review of current scientific and specialist publications as well as analytical reports dealing with the issues of automated mobility. The transition to automated mobility will systematically increase the importance of new risks while reducing the impact of behavioral risk. The above process creates a number of challenges (including human resources, management, legal) that will have to be addressed by both insurance companies and representatives of public authorities. The article identifies new areas and business opportunities important from the point of view of enterprises.
PL
W czasach czwartej rewolucji przemysłowej wiele branż staje przed wyzwaniem głębokich dostosowań i budowy nowych modeli biznesowych. Jedną z nich jest sektor ubezpieczeń gospodarczych. Celem tego artykułu jest zbadanie dostosowania się branży ubezpieczeniowej do procesu autonomizacji samochodów. Badanie przeprowadzono na podstawie przeglądu aktualnych publikacji naukowych i specjalistycznych oraz raportów analitycznych podejmujących problematykę zautomatyzowanej mobilności. Wejście na rynek samochodów autonomicznych będzie systematycznie zwiększać znaczenie nowych rodzajów ryzyka, a jednocześnie zmniejszać oddziaływanie ryzyka behawioralnego. Ten proces wykreuje szereg wyzwań (m.in. finansowych, rynkowych czy prawnych), którym będą musiały sprostować zarówno zakłady ubezpieczeń, jak i przedstawiciele władz publicznych. Artykuł identyfikuje nowe obszary i możliwości biznesowe istotne z punktu widzenia przedsiębiorstw.
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