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  1. 1 Roczniki Ekonomii i Zarządzania

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  1. 1 2013

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  1. 1 Ziętek-Kwaśniewska K.

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Zależności miedzy wykorzystaniem kredytu handlowego i bankowego w świetle teorii i badań

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Ziętek-Kwaśniewska K.
Roczniki Ekonomii i Zarządzania
|
2013
|
vol. 5(41)
171-190
EN
This article deals with the problems related to the use of trade credit in financing business operation against the background of the other source of external capital – bank credit. The article is a review of selected literature on the relationship between the two above-mentioned forms of financing. Analysing the literature of the subject, one can conclude that trade credit can be a substitute for bank credit. There are also a growing number of publications that pinpoint an informational role of trade credit, which can be used by banks to update their assessment of the creditworthiness of a business. For the sake of topicality, special emphasis has been paid to the relationship between the use of trade credit and bank credit in selected cases of financial crisis.
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