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Rozwój nieruchomości mieszkaniowych – ustawa deweloperska od teorii do praktyki

100%
Terpiłowski S.
Zeszyty Naukowe PWSZ w Płocku. Nauki Ekonomiczne
|
2016
|
vol. 1(23)
281 - 288
EN
The article describes the development of the real estate market in Poland after the year 1989 - the Polish economy was transformed from the one, which was centrally planned to the market economy. The Act on Protection of Rights of Buyers of Residential Units and Single-Family Houses of 16 September 2011, so called „The Developer Act” can be considered as a turning point in this process. The following work presents how this act functions in practice and, at the same time, proves that the regulation does not protect the potential buyers, but it charges them with additional costs, which were not paid before. Currently, the costs are born by the buyer and developer. These additional expenses are anything but the profit for specific groups of interest such as Tax Offices, notaries public, insurers, intermediaries and banks. To sum up, the Developer Act has contributed to strengthening the position of the banks, which grant credits to the potential buyers of residential premises or single-family houses as well as the banks, which serve both the developers - open and closed trust accounts; moreover, the regulation enables a full control over the financial resources of third parties
PL
Niniejszy artykuł opisuje rozwój rynku nieruchomości w Polsce po 1989 r., kiedy nastąpiła transformacja gospodarki z centralnie planowanej do gospodarki rynkowej. Przełomowym momentem w rozwoju ww. rynku było wprowadzenie w dniu 16 września 2011r ustawy o ochronie nabywcy lokalu mieszkalnego lub domu jednorodzinnego tzw. „Ustawa Deweloperska”. Artykuł ten ukazuje funkcjonowanie ustawy w praktyce i udowadnia, że ustawa nie chroni potencjalnego nabywcy, natomiast obciąża go dodatkowymi kosztami, których wcześniej nie ponosił. Obecnie koszty ponoszone są przez nabywcę i dewelopera. Te dodatkowe koszty to nic innego jak zyski poszczególnych grup interesu czyli: Urzędów Skarbowych, notariuszy, ubezpieczycieli, pośredników oraz banków. Reasumując, ustawa deweloperska przyczyniła się do umocnienia pozycji banków udzielających kredyty potencjalnym nabywcom lokalu mieszkalnego lub domu jednorodzinnego oraz banków obsługujących rachunki powiernicze, zarówno otwarte jak i zamknięte, jednocześnie umożliwia pełną kontrolą nad nieswoimi środkami finansowymi. Słowa kluczowe:
2

Charakter umowy deweloperskiej w nowej ustawie deweloperskiej

84%
Blajer P. A.
Rejent
|
2023
|
issue 3 (383)
108-129
EN
The article deals with a number of theoretical and practical problems relating to the legal nature of the developer agreement, in the form that this contract has received in the new Law of May 20, 2021 on the Protection of the Rights of the Purchaser of a Dwelling or Single-Family House and the Developer's Guarantee Fund. Its primary research objective is to try to answer the question of whether the regulations of this new Law actually dispel previous doubts about the legal nature of the developer agreement. This goal is achieved by verifying the preliminary research hypothesis, according to which the developer agreement should be considered a separate type of contractus nominatus, in accordance with the explicit wording used in the justification of the draft new Law and the position of part of the doctrine. The realization of the research objective also required a brief characterization of the existing doctrinal views on the legal nature of the developer agreement. The conclusions formulated within the framework of the concluding remarks indicate that the assumed research hypothesis, according to which the developer agreement should be considered a separate type of contractus nominatus, seems very problematic. The position that sees in the mechanisms of „developer agreement” a kind of overlay on the whole range of contracts that realize a specific economic purpose does not lose its relevance in the current legal state and should continue to be relevant to the interpretation of the regulations of the new Law.
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