TRENDS IN FORMING POLISH HOUSEHOLDS' MORTGAGES IN THE YEARS 2006-2010 (Tendencje w ksztaltowaniu sie zadluzenia gospodarstw domowych w Polsce z tytulu kredytów mieszkaniowych w latach 2006-2010.)

• Authors: Swietlik Krzysztof
• Languages of publication: PL

Abstracts

EN

The main purpose of this article was to describe the situation in Poland in the field of mortgages taken by households in the years 2006-2010, particularly during the crisis period 2008-2009. Firstly the author characterized economic situation of Poland and chosen UE countries in general means, emphasising strong connections between GDP dynamic and demand for dwellings and mortgages to finance them. Afterwards Polish mortgages' market was described in the context of changes in real estates' prices. The author highlighted specific situation of Polish mortgages' market as very young and risky. Banks' activities on this market, which may be recognized as wrong, were characterized, as well as government program of helping households to take and pay off mortgages.

Keywords

EN

HOUSEHOLD; HOUSING MARKET; MORTGAGE; REAL ESTATES MARKET

Discipline

• ECONOMICS: ECONOMICS

• Publisher: Spółdzielczy Instytut Naukowy G. Bierecki sp.j.
• Journal: Pieniądze i Więź
• Year: 2010
• Volume: 13
• Issue: 2(47)
• Pages: 136-148
• Document type: ARTICLE

Contributors

author

Swietlik Krzysztof

• Krzysztof Swietlik, Politechnika Gdanska, Wydzial Zarzadzania i Ekonomii, Katedra Nauk Ekonomicznych, ul. G. Narutowicza 11/12, Gdansk, Poland

Identifiers

CEJSH db identifier

10PLAAAA083715