Wybrane czynniki ryzyka hipotecznych kredytow miesz­kaniowych i ich wplyw na stabilnosc gospodarstw domowych w Polsce

• Authors: Willmann Mariola

Title variants

EN

SELECTED RESIDENTIAL MORTGAGE LOAN RISK FACTORS AND THEIR IMPACT ON HOUSEHOLD STABILITY IN POLAND

• Languages of publication: EN

Abstracts

EN

The article provides a brief presentation of the residential mortgage loan portfolio structure with a special focus on the portfolio's quality and its potential fluctuations resulting from the materialization of the analyzed risk factors. The presentation will consider first and foremost to what extent selected risk factors related to residential mortgage loans influence stability and financial standing of households. For reasons of space, the following selected factors will be discussed in the paper: loan currency, LTV, FX rates fluctuations and the term of the loan. Theoretical discussion has been illustrated by several figures and tables.

Keywords

EN

CREDIT RISK; FINANCIAL STANDING OF HOUSEHOLDS; FX RISK; INTEREST RATE RISK; RESIDENTIAL LOANS

Discipline

• ECONOMICS: ECONOMICS

• Publisher: Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
• Journal: Nauki o Finansach
• Year: 2011
• Issue: 6
• Pages: 208-222
• Document type: ARTICLE

Contributors

author

Willmann Mariola

• Mariola Willmann, Uniwersytet Opolski, Wydzial Ekonomiczny, ul. Ozimska 46a, 45-058 Opole, Poland

Identifiers

CEJSH db identifier

11PLAAAA108116