EN
The aim of the article is a characterization of interplay between macroeconomic policy and structural reforms in linkage to microeconomic adaptation in several periods of up to now development of the Slovak economy. Realization starts from macroeconomic analysis of consequences of microeconomic adaptation's practice started by transition process and problems induced by influence of insufficient progress of this adaptation on financial sector. Subject of analysis are also macroeconomic issues of slow development of financial sector. Attention is paid to basic specifics of development in connection with progress of economic transition which to the end of nineties resulted to insufficient financial serving of real economy representing main barrier of Slovakia's further development.