Przerwanie biegu przedawnienia roszczenia w stosunku do ubezpieczyciela

• Authors: Sławomir Krężel

Title variants

EN

Interruption of the period of limitation for claims against the insurer

• Languages of publication: PL

Abstracts

EN

Taking out insurance is now a very popular form of protecting property interest. In the Polish system of civil law, the legislator secured a special regulation relating to interrupting the time of limitation for claims against the insurer. The regulation of article 819 § 4 of the Civil Code is a manifestation of an extended protection which the legislator secures to the party which – in principle – has a considerably limited possibility of influencing the content of insurance agreement. Interruption of the period of limitation for claims can be executed through filling the claim or reporting an incident which is covered by the insurance to the insurer. This regulation distinguishes between the material action, that is filing the claim to the insuring company and the factual action, that is reporting the incident covered by the insurance. It is the deformalized performance of these actions, as well as restarting the period of limitation for claims only after the insurer’s expressing the opinion on the claim or reporting the incident that will introduce a balance between the parties. This is significant to the insurance relationship. With the relatively low legal awareness of society, each instrument that brings in higher than general standards of protection to persons entitled to benefits must be regarded as appropriate and stabilizing the legal situation of the insurance relation.

Keywords

EN

claims barred by statute of limitations; interruption of the period of limitation for claims; insurer

• Publisher: Uniwersytet Opolski
• Journal: Opolskie Studia Administracyjno-Prawne
• Year: 2014
• Volume: XII
• Issue: 3
• Pages: 85-100

Contributors

author

Sławomir Krężel

• Wyższa Szkoła Bakowa w Dąbrowie Górniczej

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