The Distribution of the Number of Claims in the Third Party’s Motor Liability Insurance

• Authors: Szymańska Anna
• Languages of publication: EN

Abstracts

EN

In the automobile insurance tarification consists of two stages. The first step is to determine the net premiums on the basis of known risk factors, called a priori ratemaking. The second stage, called a posteriori ratemaking is to take into account the driver's claims history in the premium. Each step usually requires the actuary's selection of the theoretical distribution of the number of claims in the portfolio. The paper presents methods of consistency evaluation of the empirical and theoretical distributions used in motor insurance, illustrated with an example of data from different European markets.

Keywords

EN

distribution of the number of claims; civil liability motor insurance of vehicle owners

• Publisher: Główny Urząd Statystyczny
• Journal: Statistics in Transition new series
• Year: 2014
• Volume: 15
• Issue: 3
• Pages: 507-516

Contributors

author

Szymańska Anna

• University of Lodz

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