EN
On the Polish market for individual life insurance policies there is a significant number of critical illness contracts. These contracts are characterized by complexity, as their competitiveness is affected by at least a dozen features, which might cause difficulties comparing them and then finally selecting the most attractive offer. The article focuses on the main quality features characterizing the additional critical illness contracts included in the fifth chapter of the first group of individual insurance. These features can be considered as criteria affecting the competitiveness of a given supplementary agreement. In order to present them, a comparative analysis of selected life insurance companies’ offers was done. In addition, in a separate part of the article, we compared some critical illness contracts in terms of premium, which is the criterion of special importance from the point of view of the client’s decision concerning the purchase.