The economic sociology of digitalised payment services

• Authors: Schraten Jürgen

Title variants

PL

Socjologia ekonomiczna cyfrowych usług płatniczych

• Languages of publication: EN PL

Abstracts

EN

The article argues that digital means of payment aim at a fundamental change of the everyday economy by thrusting aside traditional banking. It compares the so far successful Paypal service with Bitcoin, which has failed to gain widespread acceptance as a means of payment. However, this is only an interim result, because these payment solutions represent models that are constantly imitated and improved by competitors. The article argues that the core of the development changes the relation of contracts and property, as well as the resulting social relations in market societies.

PL

Autor artykułu rozwija tezę, iż cyfryzacja płatności prowadzi do zasadniczej przemiany w dziedzinie ekonomii życia codziennego poprzez odsunięcie na bok bankowości tradycyjnej. W artykule porównano dwa systemy cyfrowych usług płatniczych: Paypal oraz Bitcoin. Pierwszy do tej pory odnosi sukcesy, drugi natomiast nie zdołał uzyskać szerszej akceptacji jako środek płatności. To jednak jedynie tymczasowy stan rzeczy, gdyż tego rodzaju rozwiązania w zakresie płatności oparte są na modelach, które są stale kopiowane i ulepszane przez rynkowych konkurentów. Autor dowodzi, że rozwój tej tendencji powoduje zmianę relacji pomiędzy kontraktem i własnością, a także przemianę stosunków społecznych w społeczeństwach rynkowych.

Keywords

EN

economic sociology; law; digitalisation; money; credit

PL

socjologia ekonomiczna; prawo; digitalizacja; pieniądz; kredyt

• Publisher: Łódzkie Towarzystwo Naukowe, Stowarzyszenie
• Journal: Przegląd Socjologiczny
• Year: 2019
• Volume: LXVIII (68)
• Issue: 2
• Pages: 107-131

Contributors

author

Schraten Jürgen

• Justus-Liebig University Giessen, Department of Sociology

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