EN
Main goal of this publication is to explain role of responsibility companies for his activity, product, services and employees. In last time definition of civil liability was very wide, because of our adaptation to EC rules. That mean in case of any losses with casualties, body hurt, lost of gain and other, costumer has right to demand compensations which could be very high. Insurance company selling insurance policy agree to take over responsibility of random losses. But this liability is limited to, because I.C. is no responsible for damages cause by war. strike, done by purpose by owner. In 2004 year in Poland is several dozen companies which can help accident victims to demand compensation. This firms are very fluent in assets valuations, compensations for the cases. But in many cases (especially with responsibility for product) court trial is very long.