Social insurance knowledge: implications for education

• Authors: Sylwia Pieńkowska-Kamieniecka , Damian Walczak , Reinhold Schnabel

Title variants

PL

Wiedza o ubezpieczeniach społecznych: wnioski dla edukacji

Abstracts

PL

W związku z rosnącym wpływem finansjalizacji na społeczeństwo większa świadomość ubezpieczeniowa, która jest integralną częścią wiedzy finansowej, staje się coraz bardziej istotna. Przeprowadzone w Polsce badanie dowodzi, że Polacy, a wśród nich zwłaszcza kobiety, osoby słabiej wykształcone oraz mieszkające na wsi, mają bardzo niski poziom wiedzy o ubezpieczeniach społecznych. W celu jej poprawy, a tym samym zwiększenia świadomości finansowej, państwo powinno nie tylko wpływać na wzrost poziomu wykształcenia, lecz także działać w kierunku poszerzenia obecnej wiedzy członków społeczeństwa, aby podejmowali bardziej świadome decyzje finansowe.

EN

As the increasing impact of financialization on our lives, an extensive awareness of insurance – an integral part of financial knowledge, proves ever more important. A conducted in Poland survey shows that Poles, especially women, the less educated and those living in rural areas, have very limited knowledge about insurance. In order to increase this knowledge and financial awareness, the state should not only strive to provide a proper education, but also take actions to broaden the actual level of this knowledge and foster informed financial behaviour on the part of individuals.

Keywords

EN

financial awareness; gender; pension system; state policy

PL

świadomość finansowa; płeć; system emerytalny; polityka państwa

• Publisher: Zakład Ubezpieczeń Społecznych
• Journal: Ubezpieczenia Społeczne. Teoria i praktyka
• Year: 2021
• Issue: 2
• Pages: 3-24

Dates

published

2021

Contributors

author

Sylwia Pieńkowska-Kamieniecka

• Uniwersytet warmińsko-Mazurski w Olsztynie

• https://orcid.org/0000000258182658

author

Damian Walczak

• Uniwersytet Mikołaja Kopernika w Toruniu

• https://orcid.org/0000000229869928

author

Reinhold Schnabel

• Uniwersytet Duisburg-Essen

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Identifiers

DOI

10.5604/01.3001.0015.0494

Biblioteka Nauki

2117108