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Analysis of the Financial Situation of the Polish People as an Implication of Participation in the Programme "Family 500+" on the Example of Chełm and Radom Inhabitants.

100%
Bugajewska J.
Central European Review of Economics & Finance
|
2018
|
issue Vol. 28, No 6
63-76
EN
The aim of the present paper is an analysis of the impact of the government economic instrument, the "Family 500+" programme on spending decisions of Polish people. For this purpose, financial conditions of families living in two Polish cities: Radom and Chełm were being observed (in the light of the own diagnosis). As a part of a survey, people were asked questions regarding the amount of monthly family income, savings and credits, types of goods and services purchased owing to the "500+" programme for the benefit of children and young people under 18. The paper ends with conclusions resulting from the conducted research. (original abstract)
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Perspektywy finansowe i wiarygodność kredytowa gospodarstw domowych w kontekście programu "Rodzina 500+" : (propozycja metody kalkulacji finansowej na przykładzie województwa podkarpackiego)

67%
Opolski K., Gemzik-Salwach A.
Bezpieczny Bank
|
2016
|
issue 2 (63)
90-118
PL
Głównym celem artykułu było pokazanie wpływu programu "Rodzina 500+" na wzrost wielkości dochodów, zdolności kredytowej i strukturę zadłużenia gospodarstw domowych na terenach słabo rozwiniętych gospodarczo. Jako przykład ubogiego regionu wybrano województwo podkarpackie, a w badaniach wykorzystano dane statystyczne dotyczące dochodów, wydatków oraz zadłużenia gospodarstw domowych dla tego województwa oraz dla całego kraju. Praca zwiera propozycję sposobu kalkulacji wpływu programu "Rodzina 500+" na wzrost zdolności kredytowej, która może zostać zaadaptowana przez instytucje finansowe, jednocześnie stanowi głos w dyskusji na temat konsekwencji wprowadzenia tego programu.
EN
The main objective of the article was to show the impact of the "Family 500+" programme on increase of income level, credit rating and a debt structure of households in economically underdeveloped regions. As the example of the underdeveloped region Podkarpackie voivodeship was used, while in the research statistical data concerning income, expenditures and debt of households for this voivodeship and whole country were used. The article contains a proposition of a calculation method of the "Family 500+" programme impact on the increase of credit rating, that could be adapted by financial institutions, simultaneously being a voice in a discussion about consequences of the programme's introduction.
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