New technologies are, in the world of advancing processes of globalization, scientific and technical revolution, one of the most important indicators for designing many areas of social life. The useage of information technology has initiated many social phenomena generating many previously unknown concepts, threats, and in response, new areas of expert and research interest. One of them is cyber security, which focuses on building national, European or international policies to secure the functioning of information systems. The aim of this paper is to analyze and evaluate cyber security from the perspective of a user of new technologies. The applied research method will be a synthetic and analytical analysis of domestic and foreign literature in the field of new technologies and cyber security.
The paper investigates the growing cyber threats to personal finance, faced by the elderly in the digital age. It begins by acknowledging the surge in cyber incidents, particularly impacting seniors amid their increasing engagement in the digital space. The research explores the theoretical background of individual attitudes towards cybersecurity, emphasizing the unique vulnerabilities of the elderly population and their heightened susceptibility to cyber threats. It offers practical recommendations for personal cyber hygiene. Moreover, it introduces personal cyber insurance (PCI) and discusses its advantages and challenges. As the main contribution to the body of knowledge, the study provides a comprehensive understanding of the specific challenges faced by the elderly in the digital realm. It offers practical strategies for risk mitigation and introduces PCI as a means of enhancing resilience. It also sets the groundwork for further exploration and targeted strategies to protect individuals, especially older adults, in the dynamic landscape of cybersecurity.
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