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Ubezpieczeniowe fundusze kapitałowe jako forma długoterminowego oszczędzania

100%
Jasiński Ł.
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
|
2013
|
vol. 47
|
issue 3
EN
Apart from their protective function, Life Insurances (individual and group ones) give the opportunity to accumulate and increase one’s capital with the use of unit-link insurances. The amount of the capital that has been gathered depends on: the age of the insured, the amount of the insurance premium, the level of insurance security, or the duration of the insurance. The insured chooses such a  program that suits his individual needs. Current debt crisis of countries such as Greece clearly shows that the state is not able to guarantee its citizens decent pensions. Because of that situation, the role of the private insurance market will be still on the rise.
PL
Artykuł nie zawiera abstraktu w języku polskim
2
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Ochrona i prawa klientów kanału bancassurance w kontekście ubezpieczeń na życie

84%
Florek I.
Finanse i Prawo Finansowe
|
2017
|
vol. 2
|
issue 14
41-52
EN
Cooperation of banking institutions with insurance companies, called bancassurance, along with development has noted a significant problem of improper clients protection in the insurance’s sales system. The article will show the essence of bancassurance, the importance of life insurances, the legal bases for this channel and the protection and rights of clients. The aim of the article is to present and evaluate regulations, currently applying in the polish market, relating to relations with bancassurance customers.
PL
Współpraca instytucji bankowych z zakładami ubezpieczeń, zwana bancassurance, wraz z rozwojem odnotowała istotny problem niewłaściwej ochrony klienta w systemie sprzedaży ubezpieczeń. W pracy zostanie ukazana istota bancassurance, znaczenie ubezpieczeń na życie, podstawy prawne regulujące ten kanał oraz ochrona i prawa klientów. Celem pracy jest przedstawienie i ocena regulacji obecnie obowiązujących na polskim rynku, odnoszących się do relacji z klientami kanału bancassurance.
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