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Ubezpieczenia gospodarstw domowych

100%
Lisowski R.
Wiadomości Statystyczne. The Polish Statistician
|
2001
|
issue nr 12
46-59
XX
W artykule przedstawiono wyniki analizy statystycznej dotyczącej wydatków na ubezpieczenia w gospodarstwach domowych. Wykorzystano dane empiryczne, dostarczone przez GUS, dotyczące budżetów gospodarstw domowych w latach 1993-1998. Na podstawie zebranego zbioru danych empirycznych przeprowadzono modelowanie i prognozowanie rozwoju rynku ubezpieczeń majątkowych i osobowych.
2
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Finansowe implikacje decyzji ubezpieczeniowych gospodarstw domowych

80%
Znaniecka K., Szewieczek D., Ogrodnik H.
Studia Ekonomiczne
|
2014
|
vol. 198 cz 2
260-274
EN
Households which are the essential participants in the economic system, are also an important part of the real economy. Specific location and scale of the impact of households on the financial system supports the validity of a detailed analysis of the factors and determinants of household attitudes to risk and to insurance for both property and personal insurance. Decisions taken by the households in the area of insurance are often the result of risk-taking by members of the household, which is a non-economic conditionality, but deeper analysis shows that the dominant factor is the value of the income of the household members and the potential value of the losses that may arise both in estate property and personal goods of household members. Empirical studies conducted on a representative sample of households in the Silesia province indicated that often are concluded personal insurance, although the risk identification made by households is focused more on estate property. This means that the insurance protection of property household goods, despite the identification of risk is not sufficiently realized.
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