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XX
Przedstawiono tablice trwania życia ludności dla niektórych miast województwa śląskiego za lata 1993 i 1994, czyli w okresie przed wejściem w życie reformy służby zdrowia. Omówiono m.in. prawdopodobieństwo zgonu mężczyzn i kobiet, przeciętne dalsze trwanie życia.
PL
W pracy poruszamy kwestię specyficznego ryzyka długowieczności, które polega na tym, że dana osoba dożyje dłuższego wieku, niż oczekiwała, co spowoduje całkowite lub częściowe wyczerpanie zasobów materialnych, jakie zgromadziła na starość (tzw. bankructwo emerytalne). Wykorzystano koncepcję znaną z nowoczesnych finansów – wartości zagrożonej – do oszacowania prawdopodobieństw bankructw emerytalnych dla wszystkich województw Polski. Do tego celu przedstawiono tablice trwania życia z 2013 r.
EN
The study addresses the issue of specific longevity risk, which consists in the fact that a person will live longer age than expected, resulting in total or partial exhaustion of material resources that gathered in old age (i.e. the bankruptcy retirement). We use the concept we known of modern finance – value at risk – to estimate the probabilities of bankruptcies pension for all Polish voivodships. For this purpose we use life tables from 2013.
EN
The aim of the action at the level of healthcare has become not only a quantitative dimension, which means extending the duration of life, but also qualitative, extension of the duration of life in good health, which is not accompanied by disability and activity limitation due to health living. Health gap is defined as the difference between the current state of health in the population and the condition termed full health. In contrast, the area between the survival curve and the estimated population norm for survival is called a gap in the population, which are the losses resulting from mortality before the expected age. The aim of this paper is to evaluate the size of the gap of health and gaps in the population and to determine the relationship between them as the risk function in health.
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